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3 Ways an Installment Loan Can Help You Propose

June 5, 2018 | By Emma Frost

There can be a lot of pressure when it comes to popping the “big question.” The moment you ask for your sweetheart’s hand in marriage will be one you’ll both remember forever, and for good reason. It’s a story you’ll both be telling for the rest of your lives, which is why it’s so important to make sure your proposal is just as wonderful as your significant other.

It’s easy to let the pressure get to you, especially if you’re operating on a limited budget, but just because it’s a big day doesn’t mean it has to come with a big price tag. If you’re not sure where to start when it comes to putting a ring on it, check out how an installment loan could help you make it a moment you and your honey will treasure for a lifetime with these four easy tips.

Make It Special

No one knows the person you love most the way you do. What kind of proposal would your intended appreciate the most? Would he or she like something public and over-the-top, or something heartfelt and intimate? This is not only a great starting point for your planning phase, but also arguably the most important part of making your proposal really special.

  • Relive a First. Recreate a special moment you shared.
  • Plan a Getaway. Go somewhere that means a lot to you both.
  • Make it a Surprise. Surprise your sweetheart with the hidden ring proposal.

Use these fun ideas to get your creative wheels turning. No two people are alike, so take the time to plan something as special and unique as the love you share. If you’re stuck and need a lifeline, ask a trusted friend or family member to help you brainstorm. Just be sure it’s someone you can really rely on to not spoil the surprise. If you’re short on cash, signature loans could help you make it happen without interrupting your life in the process.

Plan It Out

Just because love is spontaneous doesn’t mean that your proposal has to be. Putting in the time and effort to make a proposal special says a lot about how you will handle marriage and everything that comes with it. But that doesn’t mean you have to propose on the billboard in Time Square or at an LA Dodgers game to show your partner you’re ready to make a commitment.

When it comes to your proposal, a little planning goes a long way, and knowing you have the funds to do that takes away a huge amount of stress right off the bat. If you really want your proposal to go off without a hitch, you want to make sure it’s been well-rehearsed and vetted for success. And if you want to capture that special moment, don’t forget to have someone rolling video – having a recording will help you remember and share the magic moment forever.

Get Your Finances In Order

No matter how romantic your proposal is, it can’t make up for a lack of financial stability. You don’t want to throw all your money into an extravagant proposal and wedding only to end up living from paycheck to paycheck or out of your car. A signature loan might be a better way to consolidate your debts and get yourself back on even footing before you throw another person’s finances into the mix.

The best way you can make your proposal special is to sit down with your partner and talk about your financial needs as a couple before you tie the knot. If you or your partner are having jitters about your financial situation, check out these 3 ways to stop the stress when it comes to money. Make it a goal to pay down your respective debts before saying I do – that will serve as motivation to make a fresh start as you begin a new life together.