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Be Sure to Keep These in Your Budget This October

August 30, 2018 | By Louis Tully

This time of year marks a very welcome transition from the hot and sweaty stench of summer to a cooled down, crisp and refreshing fall. Since the days are cooling off, you should prepare your wallet for the same treatment. If you’ve been clinging to an installment loan to help with those summer emergencies, now’s the time to plan your recovery. Here’s a few things you should have in your budget plan this October.

Summer Clothes

While this might have been the last thing on your list of things to stock up on, it should probably take front and center stage at this time of year. Retailers are clearing out all their summer items to make room for winter and that means bargain prices for next year’s summer season! If you’re ready to go on summer items, you can probably scratch this one off your shopping list. Otherwise, here are some things you can expect to see amazing deals on:

  • Tank tops
  • Shorts
  • Sandals
  • Bathing suits
  • Beach towels
  • Pool toys

You may think spending money on out-of-season items is counterproductive, but you’ll thank yourself when beach season rolls round again!

Your Lawn

Since the grass isn’t typically growing this time of year, you’ll find a ton of deals on lawn care products that you can stock up on now for an affordably greener lawn later. In fact, early fall is the perfect time to go ahead and reseed your lawn since the seeds will mature faster in cooler weather. That means lawn mowers and other landscaping gear can be found at lower-than-usual prices too! So if you were thinking about upgrading your push mower to something with a little more juice, now’s the time to shop.


At the beginning of fall, it’s time to start thinking about food. With Thanksgiving, Christmas and New Years on the horizon, it’s important to be ready to take on a heftier grocery bill. Consider chipping away at snacks and other food items you might want to bring to the holiday parties this year and stash them away. This will help make the holiday season feel a little less crazy.


If you have plenty of decorations leftover from seasons past, you can forget this one. But if you definitely plan to add some extra flare to your home this year, there are lots of affordable ways to do it. The following sites have thousands of fun and cheap DIY decoration ideas you could use:

Christmas Gifts

One last thing – while you’re in the mindset of planning ahead, now might be a good time to start chipping away at your holiday shopping. As you may have learned year after year, it doesn’t pay to hold off on the Christmas shopping! Sure, there’s always the big last-minute holiday sales events to rely on, but it’s always better to shop a little at a time than to buy everything all at once. Plus, wouldn’t it be nice to already have all your shopping done come December? If you begin your holiday shopping venture now, your wallet will surely thank you later.