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Money Guides

Whether you want to know how to budget or save, we got all the best money guides for you. We set up our guides to have the best information about being successful with your money. There is a how-to for everything on our site. Read more to learn about how we can help.

We have you covered. Our team of experts have lived the experience and offer the most practical advice for you to make the most of your money. These guides are here to help protect your money for the future.

    1. A car insurance website
      April 17, 2024

      17 Ways to Get a Discount on Car Insurance

      What are the best ways to reduce your car insurance costs and get good discounts?

    2. A person looking at a bill collector notice
      April 10, 2024

      How To Negotiate with Debt Collectors

      Discover 6 simple steps that will help you negotiate with debt collectors.

    3. March 27, 2024

      9 Safest Places To Keep Cash Hidden in Your Home

      What are the top ways to keep cash hidden safely in your home?

    4. Someone signing over a check
      March 27, 2024

      How To Sign or Endorse a Check To Someone Else

      How can you sign or endorse a check so that somebody else can cash it? Endorse a check to someone else quickly and securely by following a few simple guidelines for hassle-free deposit or transfer.

    5. How long do mobile check deposits take?
      March 20, 2024

      How Long Does a Mobile Deposit Take To Go into Your Bank Account?

      Are mobile deposits a quick way to get a check into your bank account?

    6. A military member mowing a lawn
      February 28, 2024

      30 Side Hustles for Active Duty Military

      Discover 30 side hustles you can do as an active-duty military service member.

    7. How to get $500 from a pawn shop
      February 7, 2024

      What Can I Pawn for $500?

      Those who need fast cash may consider pawning an item but some bring more money than others.

    8. An ACH transfer on a laptop
      January 31, 2024

      What Does ACH Mean on a Checking Statement?

      Discover all things Automated Clearing House (ACH), how it works, its benefits, and more.

    9. A man getting a hefty bill for a dental implant
      January 31, 2024

      What's the Average Cost of Dental Implants?

      Learn the average cost you might pay for dental implants.

    10. A nanny caring for a baby
      January 10, 2024

      Nanny vs Daycare Cost: Which Is Cheaper?

      Are you wondering how a nanny cost vs daycare cost calculation works out?

    11. A couple looks over apartment bills
      January 3, 2024

      10 Bills You Will Pay When Renting an Apartment

      Discover the ten bills you'll pay when renting an apartment. 

    12. Couple with bad credit asking for help.
      December 28, 2023

      Best Loans For Bad Credit Borrowers

      If you have bad credit, then you're probably going through a tough time trying to get a loan from a bank, but there are options.

    13. Budgeting by paycheck using a phone app
      December 27, 2023

      5 Tips for Saving Money Using the Budget by Paycheck Method

      Learn how to use the budget by paycheck method to stop running out of money before your next payday.

    14. A person clipping coupons and another weighing grocery costs
      December 20, 2023

      What's the Difference Between Frugal and Cheap?

      Find out whether you're leading a cheap lifestyle and how to change that in a few simple steps. 

    15. Post it note saying boost credit score
      December 20, 2023

      20 Ways To Boost Your Credit Score

      A good credit score gives you more loan options, lower interest rates, and even rewards and special offers. Eventually, it can even help you save thousands of dollars and get peace of mind from knowing you can take out a loan any time you need financing. However, many Americans don’t ...

    16. A person holding cash to pay for a car
      December 13, 2023

      Is It Suspicious to Buy a Car with Cash?

      Find out whether it's suspicious to buy a car with cash in 2024 with our complete overview.

    17. A woman walking dogs as a gig job
      November 29, 2023

      20 Gig Jobs To Make Money Without a Car

      Discover 20 car-free gig jobs on top platforms. Build income patiently in 2024 with this comprehensive guide

    18. A teen making money online
      November 22, 2023

      26 Best Remote Jobs For Teens Online

      Discover 26 online jobs for teens that will help you start earning money right now. 

    19. Wooden plaque with the word refinance.
      November 16, 2023

      How and When to Refinance a Personal Loan

      Refinancing a personal loan is possible and encouraged to lower payments, pay off a loan faster, or improve debt-to-income ratio or credit score.

    20. Appliances to sell for cash
      November 8, 2023

      11 Ways To Sell Used Appliances For Fast Cash

      Discover 11 proven ways you can sell your used appliances for fast cash today!

    21. A man shopping for interview clothes
      November 8, 2023

      The Best Stores with Affordable Interview Clothes

      How can you acquire affordable interview clothes so that you look great on the big day?

    22. A couple kissing at a backyard wedding
      November 1, 2023

      35 Outdoor Wedding Ideas To Save You Money

      Here are 35 outdoor wedding ideas to help you save a few thousand bucks (or even more!). 

    23. A couple splitting bills
      October 25, 2023

      How To Split Bills As a Couple Based on Income

      Couples often face challenges related to splitting expenses. Different methods, such as equal, percentage-based, or income-relative splits, can be employed depending on each couple's financial situation and preferences.

    24. Woman using a store card to make a purchase.
      October 25, 2023

      10 Reasons To Avoid Store Credit Cards

      Reasons to be cautious about store credit cards include overspending for rewards, high interest rates, and a lack of long-term value when compared to general-purpose credit cards.

    25. Woman wondering what to do after a bank refused her loan.
      October 24, 2023

      A Bank Refused My Loan: What To Do Next

      It can be disheartening for a bank to deny you a loan, especially if you need one for an emergency like a home repair, hospital bill, or car repair. However, that doesn't mean no one will lend you the money you need. There are short-term and long-term strategies you can apply.

    26. A toolbox that can be sold for cash
      October 18, 2023

      14 Places To Sell Used Tools For Cash

      Here are a list of online and local options for selling used tools for cash.

    27. A man looking for a lost cashier's check
      October 5, 2023

      What Happens if You Lose a Cashier's Check?

      To handle a lost cashier's check, you'll need to contact your bank, request a stop payment, fill out a Declaration of Loss Form, wait for the bank's investigation, and hopefully the replacement check.

    28. Roommates splitting groceries
      October 4, 2023

      9 Tips for Easily Splitting Expenses with a Roommate

      To successfully split expenses with a roommate, open and honest communication is essential. Here are 9 tips for a smooth roommate experience.

    29. A person sleeping and dreaming of money
      September 27, 2023

      26 Profitable Side Hustles That Pay Weekly

      From outdoor tasks like yard work to indoor gigs like house cleaning, and even creative ventures like artisan sales, here are 26 side hustles to suit various interests and lifestyles. 

    30. Woman having dental work done.
      September 22, 2023

      13 Ways To Pay for Dental Work with No Money

      Paying for dental work with no money is possible, but it will require research and planning.

    31. Installment loans FAQ
      September 20, 2023

      What Is an Installment Loan?

      Want to learn the basics of an installment loan? Installment loans are where you get a lump sum upfront and pay it back in fixed, scheduled payments, including both the borrowed amount and interest.

    32. Finding a low credit score loan
      August 30, 2023

      The Best Personal Loans for Borrowers with a Low Credit Score

      While some banks accept 600 or higher, many prefer 630 or above, leaving those below 500 struggling. However, online lenders are more flexible, often approving loans for individuals with extremely low scores, provided they have a steady income. Online lenders, known for their speed, may provide funds within 48 hours. Credit challenges persist, but solutions exist, so reach out to explore your financial options and move towards a brighter financial future.

    33. A woman who has paid off all her debt
      August 23, 2023

      10 Proven Strategies for Paying Off Loans Faster

      Ready to break free from debt? We've got 10 powerful strategies to help. Understand why early repayment is a financial win, then consider factors like penalties and your budget. Prioritize high monthly payments, use auto-pay for convenience and savings, employ the debt snowball method, and many more strategies.

    34. A customer receiving a short-term loan quickly
      August 9, 2023

      3 Pros and 3 Cons of Short-Term Loans

      Short-term loans offer quick accessibility and provide a timely solution to immediate financial needs. However, it's essential to weigh their advantages against potential downsides.

    35. Goals for self-employed individuals
      July 19, 2023

      Simplifying Self-Employed Financing: Installment Loans with Flexible Funding

      There are a few challenges that every self-employed individual would have to face when trying to get financing. However, Simple Fast Loans has a hassle-free installment loan application process.

    36. Get a relocation loan to make moving easy
      July 5, 2023

      How To Use an Installment Loan For Moving Costs

      It doesn’t really matter whether you’re moving to another state, city, or just down the road – the process can be incredibly stressful and expensive. An installment loan from Simple Fast Loans can help you stay ahead of those extra costs.

    37. Quick loans in South Carolina
      June 21, 2023

      Best Quick Loans in South Carolina

      There are great options for quick loans available in South Carolina, and Simple Fast Loans' installment loans are available to borrowers with any type of credit score.

    38. Why Simple Fast Loans Is Better
      June 14, 2023

      Navigating Online Payday Loans | Tips for Smarter Borrowing

      Online payday loans are an attractive option for some, but the installment loans offered by Simple Fast Loans can offer a better deal for other customers.

    39. Family looking at bills
      May 31, 2023

      Financial Safety Net: What To Know About Emergency Loans for Low-Income Families

      Saving enough money to establish a financial safety net can be extremely challenging. And that is especially true for low-income families. If a disaster happens, the chances are high that you won’t have enough funds to cover the unexpected, urgent expenses. Simple Fast Loans' installment loans can help!

    40. Financial help for single moms
      May 24, 2023

      Where to Find Financial Help for Single Moms

      Single moms are usually moving so fast between jobs, kids, and maybe continuing education that they don't often have time to figure out exactly what it is they need. They just know they need help. Simple Fast Loans has personal loans available for single mothers.

    41. Person with bad credit needing instant approval for an auto loan
      May 3, 2023

      Instant Approval Auto Repair Loans for Bad Credit

      According to recent reports, car repairs can cost anywhere from $500 to $5,000, and even those with insurance may still face a deductible of $500 to $2,000 for damages. For this reason, Simple Fast Loans offers personal loans for those with good or bad credit.

    42. Low income loans
      April 26, 2023

      Low-Income Loans | The Best Options Near You

      Many people may feel they are low income because their money doesn't stretch as far as it should, but Simple Fast Loans has online loans for those who need help.

    43. Young happy person in wheelchair reading about the best personal loans for people on disability benefits
      March 8, 2023

      The Best Personal Loans for People on Disability Benefits

      Additionally, many Americans are dependent on government disability benefits to survive and make ends meet. Personal loans like those from Simple Fast Loans can make a big difference.

    44. Girl in wheelchair reading a document about loans.
      February 15, 2023

      What Do I Need To Get a Loan? A Step-by-Step Checklist

      Are you in the market for a loan? While it is an excellent option for some people, it is essential to understand that most lenders require documentation to prove your identity, income, residence, and other personal details that may apply to your situation.

    45. Loan Eligibility written on sticky notes isolated on Wooden Table
      February 7, 2023

      6 Eligibility Requirements To Qualify for Personal Loans

      Personal loan lenders prioritize borrowers with a good credit score, consistent repayment history, and a low debt-to-income ratio.

    46. Couple reading a guide on how personal loans work.
      February 1, 2023

      A Guide on How Personal Loans Work

      For many Americans, finding financial support means applying for a credit card or traditional bank loan yet there is another option – personal loans. Personal loans, also known as signature loans, are an increasingly popular way to cover short-term expenses and cover unexpected bills.

    47. Person smiling at the camera wanting to what signs mean a lender is reliable
      January 4, 2023

      Signs Your Loan Is from a Reliable Lender

      Getting a loan is a major decision, and you don't want to be scammed. Therefore, you always want to ensure you build a trusting relationship with your lender. Creditors who aren't on the up and up can overcharge you and harm your financial situation rather than help it. Here are ...

    48. Louisville Skyline
      December 13, 2022

      Rent Relief for Kentucky Families

      Affordable housing is becoming a concern across the country. Rents are increasing even in places like Kentucky, which has lower housing costs. For example, in Lexington County, rents increased 17% year over year as of April 2022. Inflation like this is worrisome for working, and middle-class Americans since wages are ...

    49. People researching home equity loans vs a line of credit.
      November 16, 2022

      Differences Between Home Equity Loans and a Line of Credit

      The average American home has grown 45% in value from 2019 to 2022. With so much equity sitting on these properties, some homeowners are looking for home equity loans or lines of credit (HELOCs) to get cash for a large expense. This article will cover all you need to know ...

    50. Woman wondering what to do after credit card application was declined.
      November 9, 2022

      My Credit Card Application Was Declined: What Can I Do?

      If a credit card company denies your application, don't just tear up the rejection letter and wallow. Instead, this is an opportunity to find out more about your credit history, take action to fix it, and look for other alternatives. In other words, this can be a step towards better ...

    51. Laptop with Loan Approved message
      October 5, 2022

      How To Get a Personal Loan with Bad Credit

      Most banks will only approve a loan if you have a credit score of 660 or higher. Anyone below that is considered a "credit risk" will need someone to co-sign the loan or present additional documents like proof of income and a list of assets. However, there are personal loans for people who have bad credit. This guide can help you know the types of loans, their pros and cons, and how to apply for them.

    52. Texas flag with money in the background.
      July 13, 2022

      Having an Emergency Fund for Rising Inflation in Texas

      Bills in Texas are on the rise. An out-of-control inflation rate has resulted in insurance, gas, and food being more expensive than ever. Because of this, dealing with emergency expenses can be exceedingly challenging. Many often find themselves having to forgo medical treatment, vet treatment, and even home repairs to ...

    53. Person thinking about how much it costs to live alone.
      July 6, 2022

      The Hidden Costs of Living Alone

      Living alone can be amazing. It can instill a form of independence that isn't easily achieved elsewhere. Plus, you have no one else to worry about but yourself and your own set of rules and expectations. However, living alone comes with many hidden costs. The hidden costs of living alone ...

    54. Woman wondering how she will cover the cost of her medical treatment.
      June 20, 2022

      Medical Debt: How Medical Loans Can Help

      Medical debt is one of the biggest forms of debt people experience in the United States. Thankfully, there are loans available to help those who need treatment acquire financing for medical treatment or pay off debt caused by medical treatment. According to the Survey of Income and Program Participation, there ...

    55. Couple discussing how they can Cover Unexpected Medical Bills
      April 13, 2022

      Use an Installment Loan To Cover Unexpected Medical Bills

      The United States is one of the most expensive countries in the world for medical treatment. A treatment plan here can be 20-30x the cost anywhere in the world, even if you are insured. It probably comes as no surprise that this sends a lot of people deep into medical ...

    56. Wooden blocks showing the word Jargon
      February 11, 2022

      Explained: Financial Jargon

      Have you ever been scared away from pulling the trigger on applying for a loan, making an investment, or even opening a checking account simply because you could not understand the financial jargon that was thrown at you? You are not alone. In the financial world, there are so many ...

    57. Woman calculating her personal finances on her computer.
      December 20, 2021

      How To Stay on Top of Your Loan Repayments

      In this article, we’ll discuss the best tips for staying on top of loan payments and why it’s so important.

    58. Family learning how to save money while repaying loans
      November 29, 2021

      Easy Ways To Save Money While You Are Repaying Loans

      Making payments on your loan comes with multiple benefits and it is normal for questions to arise during the process. While making payments on your loan you may have wondered how you can go about saving money at the same time.

    59. Man with cash flying out of his wallet because of bad money habits.
      November 2, 2021

      Overcoming the Ten Money Habits That Keep You Poor

      Think about what your life would be like if you weren’t worrying about money. You always have enough for bills and other needs. You can pursue important goals or buy the things that can make you happy. You can create this life—not by winning the lotto but by getting rid ...

    60. Man wondering what a Collateral Loan is and How it Works
      October 19, 2021

      What Is a Collateral Loan and How Does It Work?

      If you’re browsing the internet looking for the right loan for you, chances are you have come across the term, “collateral”. If you don’t know exactly what it means, have no fear. In this article, we’re breaking down the word and its context as well as discussing various examples. By the end of this article, you will be well-versed in the subject of collateral as it applies to loans so you can be confident as you go forward choosing the best loan for you.

    61. Woman wondering how she will get Through Times of Financial Hardship.
      October 18, 2021

      Survive Financial Hardship: Tips To Get You Through Tough Times

      Financial hardship can happen to anyone. You can lose your job, or your business could fail—which is what happened to millions of people during the pandemic. Someone in the family got sick, and your savings went to hospital bills. Death, divorce, and disability can also change circumstances overnight. If you’re going through financial hardship, know that you’re not alone and that you can overcome this and get back on your feet. Meanwhile, these tips can help you get through the tough times.

    62. Person breaking open piggy bank for emergency money.
      October 5, 2021

      5 Types of Bad Credit Emergency Loans

      Life is full of unexpected moments. Sometimes, these surprises are wonderful and welcomed. Other times, when they come in the form of an emergency, they can be stressful and frightening. Often, an aspect that makes unexpected events even more unfortunate is their cost. Emergencies tend to be expensive. Few people ...

    63. Woman wondering how she will pay moving costs.
      October 4, 2021

      The Best Way To Pay for Moving Expenses

      Today we’ll dive into the costs of moving, including some real-world expense examples.

    64. Calendar showing date loan needs to be paid.
      September 27, 2021

      Simple Ways to Budget to Pay off Your Installment Loan Early

      Finding simple ways to budget to pay off your installment loan early can seem difficult, but we've put together a list to help you get started, as well as a discussion of whether paying off your loan early is suitable for you.

    65. Woman wondering how to pay for car repairs with no money.
      September 20, 2021

      How To Pay for Car Repairs with No Money

      Are you short on money? Use a personal loan to pay for the car repairs you need today. This article will explain why getting a personal loan to pay for a car repair can take some of the weight off unexpected and prohibitive costs.

    66. Couple getting married using a personal loan.
      September 14, 2021

      Wedding Loans: How to Finance Your Wedding Day in the 21st Century

      According to a survey taken by The Knot, nowadays, couples should expect to pay around $22,500 for an average wedding. That’s a lot of money! No wonder some couples choose to go for an installment loan that is going to cover all their wedding expenses.

    67. Date rent is due to be paid on calendar
      September 13, 2021

      How To Pay Rent with a Credit Card

      Many people who possess credit find that, at some point in their time renting, they may be short on cash. When push comes to shove, people genuinely want to know whether or not you can practically pay rent with your credit card. In short, you technically can pay rent with ...

    68. Family arriving in the USA hoping to build their credit.
      September 8, 2021

      New to the US? How an Installment Loan Can Help Build Credit

      It is incredibly important to start building your credit history in the United States as soon as possible and getting an installment loan for that matter is one of the things that you might want to consider. A loan can help you diversify your credit mix, build a payment history, and, ultimately, pay any existing debt off faster.

    69. What to know about payday loans and installment loans
      May 20, 2021

      The Differences Between an Installment Loan and a Payday Loan

      Installment loans offer longer repayment terms and higher borrowing limits, while payday loans provide quick, short-term relief.

    70. A loan application with money sitting on top.
      May 20, 2021

      What To Consider When Choosing Installment Loans

      We’ve put together this simple guide on the important things you need to consider when you’re choosing a installment loan provider

    71. Woman wondering if she can get an installment loan with bad credit
      May 4, 2021

      Guaranteed Installment Loans for Bad Credit | Do They Exist?

      You may see commercials across the financial industry that use the word “guaranteed.” It is a comforting word for consumers to hear because it removes inhibition and pushes hesitant shoppers toward applying for loans. However, the truth is that guarantees are often imaginary in the world of consumer finance. Guarantees ...

    72. Person wondering how they will bridge the Holiday Gap
      April 15, 2021

      4 Ways Installment Loans Can Help Bridge the Holiday Gap

      The holidays certainly have a way of draining our finances, almost to the point of being completely broke well into the new year. We’ve all been there at one time or another, and for the majority of us who don’t have an emergency savings to pull from, the post-holiday ...