So you’re ready to pop the question? Congrats! But before hunting down the perfect ring, you better make sure you have what you need before buying, like her ring size, for example. Here are a few things to keep in mind when shopping for an engagement ring.
First things first, you’ll want to do your research before venturing off to the jewelry stores. Sit done with a pen and paper and jot down a list of all things you need to cover first. Get answers to questions like:
Of course, she’ll love it no matter what you get her because hey, you’re both getting married! But you’ll want to at least make sure the ring fits.
Now that you’ve done your homework, it’s time to break out the calculator and do a little more! Fun, right? The truth is, whenever you’re getting ready to make a big purchase, you have to budget for it. You’ll need to know how much your income and current financial status will allow you to spend. Failing to check this first could easily result in more debt than you can handle and that’s no way to kick off your engagement. Here are some budget-worthy items to check off your list:
Never buy from the first place you come across. With jewelry shops on every corner, it’s probably wise to at least visit more than one. It’s always better to have options. Jewelry stores all vary in their inventory, prices, financing options and customizable pieces. It’s worth exploring at list a few stops before committing to a purchase.
Obviously, you’re in love, but that doesn’t mean it’s time to go to infinity and beyond on the engagement ring. Take a step back and get real with your situation. If you can’t realistically afford to buy the best ring, that’s okay. Not a lot of people can. What’s important is the idea behind the ring and what it represents, not the literal value of the ring itself.
If you can afford yourself some time, it’s best to do so. Though you may be ready to get down one knee now, your wallet might say otherwise. Take your time and save up some money first. It’ll require some patience, but it’ll be a lot easier to move forward with the love of your life without all that heavy debt dragging behind you.
Even if you followed all these tips word for word, financial emergencies happen, and often at the worst times. In these rare cases, installment loans from your local Simple Fast Loans lender could provide some relief. If you’re trapped in a cash crisis, reach out today and see how fast and easy it is to obtain financial relief. It may be just the thing you need to get your finances straightened out before tying the knot!