Installment Loans

From $200 - $3000*
Simple and Fast

Signature Installment Loans

Get a loan decision today!

Safe and Secure

SSL

See the lock in the URL bar? SimpleFastLoans uses GlobalSign verified and secure SSL to protect your information

Personal Information
Find your Mail Offer Promo Code in your Mail Offer Letter. No Mail Offer Promo Code, no problem! Leave the field blank and continue to apply.
Contact Information
Employment Information



Income Information


Bank Information

Voided Check

California permits this lender to write loans only for personal, family or household use. Do you intend to use the proceeds of this loan primarily for personal, family, or household use?

Disclosure Statement

Federal E-Sign Act Disclosure and Consent and Consent to Auto-dialed Marketing Calls and Text Messages:

By checking the "I AGREE" box, you affirmatively consent to the electronic delivery of documents, notices or disclosures related to the information you are submitting to Simple Fast Loans. Those documents, notices, and disclosures may include, but are not limited to, documents or notices associated with any loan obtained by you based on information you provide to this website, and the disclosures you may access by clicking on the tabs on this website.

Please click on the HTML links to review the disclosures prior to continuing with your submission. In order to retain these disclosures, you may print the documents by selecting Print, select your printer, and click on OK to print to your printer where the document can be printed on your own paper, or select Save or Save As to save and retain a copy on your computer.

You understand that you need a computer with Internet access and a compatible browser to receive, view, print or save the documents, notices, or disclosures. Specifically, you must have the following equipment and software:

  • A personal computer or other device which is capable of accessing the Internet.
  • An Internet web browser which is capable of supporting 128-bit SSL encrypted communications, such as Microsoft® Internet Explorer, Chrome®, Safari®, and Firefox®.
  • Software which permits you to receive and access Portable Document Format or “PDF” files, such as Adobe Acrobat Reader® version 8.0 and higher.
  • A valid e-mail address on file with us, and e-mail software capable of interfacing with standard e-mail protocols.
  • Access to a printer with the ability to download information in order to keep copies of any documents for your records.

By affirmatively consenting, you confirm that you have access to the necessary hardware and software.

If you do not agree to receive these documents, notices and disclosures electronically, please do not place a checkmark in the “I AGREE” box and discontinue providing your information to us. You may withdraw your consent by unchecking the "I AGREE" button before continuing, but understand that doing so means that we will not be able to contact you as described below. If after consenting, you wish to withdraw your consent at a later time, you can do so by contacting us at 800-922-8803, or email us at webquestions@clacorp.com.

To update your contact information or obtain a copy of any document, notice or disclosure, you may contact us at the number, email address or mailing address set forth above.

BY CHECKING THE "I AGREE" BOX, (1) YOU CONSENT TO RECEIVE IN AN ELECTRONIC FORMAT ANY DOCUMENTS, NOTICES, OR DISCLOSURES RELATED TO THE INFORMATION SUBMITTED TO US, AND (2) YOU ACKNOWLEDGE THAT YOU PRINTED OR SAVED A COPY OF THIS CONSENT.

Consent to Auto-dialed Marketing Calls and Text Messages. By checking the "I AGREE" box, you authorize Simple Fast Loans (including its agents and any related entities) to make telemarketing calls and send marketing text messages to your mobile telephone number listed above using an automatic telephone dialing system or an artificial or pre-recorded voice on a recurring basis. Signing this consent is not a condition of receiving a loan through us. If you do not wish to receive sales or marketing calls or texts from us, you should not check the "I AGREE" box. You understand that any messages we leave for you may be accessed by anyone with access to your voicemail or texts. You understand that your mobile phone service provider may charge you fees for calls made or texts sent to you, and you agree that we will have no liability for the cost of any such calls or texts. At any time, you may withdraw your consent to receive marketing calls and text messages by calling us at 800-922-8803, emailing us at webquestions@clacorp.com, or by other reasonable means. Alternatively, to stop marketing text messages, simply reply "STOP" to any marketing text message that we send you.

BY CHECKING THE "I AGREE" BOX AND PROVIDING YOUR MOBILE TELEPHONE NUMBER ABOVE, (1) YOU CONSENT TO OUR PROVIDING AUTODIALED MARKETING CALLS AND TEXTS PER THE DISCLOSURE (ABOVE) TO YOU ELECTRONICALLY AND, (2) YOU CONSENT TO OUR MAKING TELEMARKETING CALLS AND SENDING MARKETING TEXT MESSAGES TO YOU USING THE MOBILE TELEPHONE NUMBER ABOVE.


Print   Save

Delaware Itemization Charges

Bi-Weekly Signature Installment Loans Consumer Phamplet $500-$750
Monthly Signature Installment Loans Consumer Phamplet $500-$1,000

HSA and FSA Pros and Cons

July 24, 2018 | By Emma Frost

Open enrollment time is approaching sooner than you might think. Whether you’re starting at a new job or you’re thinking about changing your enrollment status, there are several factors to consider. Most people are familiar with a 401K and other plans like it, but two big ones that don’t get enough attention are HSAs and FSAs, but how does someone new to these financial tools make any sense of the alphabet soup of benefits? Check out these key similarities and differences between a health savings account and a flexible spending arrangement, and how using them effectively could help you save.

What They Have In Common

At first glance, HSAs and FSAs are very much alike – you can use both to save tax-free income toward routine and unforeseen medical expenses. Both allow you to set cash aside for qualified expenses like copayments, monthly prescriptions, and deductibles and will generally provide you with a card to use as desires. Your company may even contribute to your savings, and both plans have their own tax benefits, although they do have certain differences. But while signing up for either is always a smart choice, it literally pays to make an informed decision about which one’s right for you.

Contributions

There are also some pretty big differences between the contributions you can make to each of these plans that are worth considering before making your decision. You don’t want to find out later that the flexible spending account to be less flexible than you’d anticipated.

HSA Contributions

  • $3,450 cap for individuals, $6,900 for families
  • Tax-deductible contributions, tax-free growth/distributions
  • Contribute what you can/want throughout the year
  • Unused balances roll over into the next year

FSA Contributions

  • $2,650 cap
  • Pretax contributions, untaxed distributions
  • Fixed contributions adjustable at enrollment, change in employment/family status
  • Unused balances are usually forfeited unless otherwise specified

When you know you’re going to need every penny later and you can handle making the regular contributions without using installment loans to bridge the gap, an FSA might be right for you. But for greater freedom over how much you contribute and when, an HSA might be a better choice, especially if you’re unsure about whether or not you’ll use it. If you’re stuck between choosing an FSA and an HSA, take a close look at what you can and can’t do with each to determine which one lets you contribute in the way that works best for you.

Your Relationship to Your Employer

Both FSA and HSA plans allow your employer to contribute, but in most cases, when you leave a job, you leave your FSA behind as well unless you have benefit continuation through COBRA or some other insurance provider like it. An HSA, however, tends to follow you as you change jobs, which is nice if you find yourself in a transition stage in your career.

Eligibility

Another key difference between an HSA and an FSA is that not everyone is eligible, which might make your decision for you. If you have an HDHP (high-deductible health plan), cannot be claimed as a dependent, and don’t qualify for Medicare, you may be eligible for an HSA. An FSA has no eligibility requirement, however; you simply enroll with your employer. And HDHP means you have a deductible of $1,350 or above, but not all plans with deductibles over these limits will qualify – just be sure to clarify this with your insurer before completing the enrollment process.

The Best of Both Worlds

You usually can’t benefit from both an FSA and HSA, but there is a way to take advantage of the benefits of both plans with a “limited purpose” FSA. If you’re expecting high medical costs this year including vision and dental, this might be a way to make sure all your bases are covered. That way, the limited FSA can take care of your vision and dental, and you can still max out your HSA contributions in case you should need them. Talk to your HR representative to find out if your company offers a limited FSA plan to get the best of both worlds.

Which Plan Is Right For You?

Both type of plans help you manage your out-of-pocket medical expenses with year-round contributions, but they both have their specific benefits. Opting for an HSA is a safe bet if you qualify – the limits are higher, and contributions carry over from year to year and job to job. But if you don’t qualify, an FSA can still help you save big, especially if you’re expecting regular medical expenses throughout the year. Start thinking about it in terms of how much you can contribute - budget enough to cover your deductible, a few visits to your doctor’s office, and what you expect to spend on medication. And if you have questions, don’t be afraid to ask your HR department. They might be able to provide you with valuable insight about your benefits and how to use them most effectively.