Line of Credit FAQs

Before you apply online for an easy line of credit loan from Simple Fast Loans you may have questions about the process, because providing you with accurate information is important to us here are answers to the questions we receive the most.

How a Line of Credit Loan Works

Simple Fast Loans offers line of credit loans up to $800.  Similar to a credit card or a flex loan, a line of credit is custom made for you by you. Borrow what you need up to your credit limit.  It’s not necessary to take the full amount you’re approved for. Due to the flexibility, line of credit loans work for a wide range of people. The key part to the flexibility is the borrowing and payback options. Its good peace of mind to know you can access the cash when you need it. If it takes you longer to pay back the loan, that’s okay. Make the minimum payment or repay the entire balance. We get it, life moves fast. Our Line of Credit Loan keeps up with you, so your finances don’t get left behind.

A line of credit gives you access to money any time you need it. You can draw on it up to a maximum amount of $800 for a set period of time and only pay interest when you borrow on the line of credit. Once you pay back borrowed funds, that amount is again available for you to borrow. With this flexible borrowing option, you can choose when to take out the money, pay it back and borrow again, as long as you adhere to the terms as well as paying off what you borrow on time and in full.
• Most recent paystub
• Proof of an active checking or savings account
• Driver’s license or state issued ID
There is no limit to the number withdrawals up to your credit limit. 
Your credit limit is based on your credit score, salary and state laws.
Our online decisions are rendered in minutes. We won’t keep you waiting long.
You can easily access your account online and manage your loan and payments. We will be happy to send you reminders because we know how much it helps.
Get a Loan Decision in 4 Easy Steps
Fill Out Application Online

Fill Out Application Online

Loan Decision

Loan Decision

Lender Verifies Documents

Lender Verifies Documents

Get Your Cash

Get Your Cash