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Protect Yourself and Your Loved Ones from Scam Callers

September 20, 2018 | By Louis Tully

Ever get calls from numbers not saved in your contacts? It’s annoying for sure. But what’s more annoying is that, most of the time, someone on the other end is trying to pull a scam. But you won’t fall for it, right? These days, many of us are aware enough of the various scams that are out there, but for the less attuned, it’s an entirely different story. Unfortunately, too many people are still becoming victims of these tele-scams overnight, which is why it’s still happening. These callers typically prey on the elderly and the gullible. Those who give out their information without hesitation are the ones who get hit the hardest. If you’re not sure how to deal with scam callers, here are a few ways you could protect yourself and your finances.

Identify the Scams

First things first – you can’t avoid scammers if you can’t tell what’s a scam and what’s legit. Some of these scam calls may include:

  • A caller accusing you of owing on a past due bill
  • A caller claiming to be your bank
  • A caller claiming that you won a contest or sweepstakes
  • A caller claiming to be from the IRS
  • A caller offering to fix your computer remotely
  • A caller claiming they can help you consolidate your credit card debt

Beware of all these types of calls. The best thing to do is just hang up on them. They won’t let you go without a fight, but they can’t stop you from hanging up the call entirely. Be sure to never ever give out ANY of your information over the phone for any reason.

Never Share Too Much Over the Phone or Online

Aside from not giving out your info over the phone, you should also be wary of what you allow people to see on social media. Sometimes call scammers to get their information from your Facebook or Twitter profile and can use this information to make themselves sound like the ‘real deal’. The less information you reveal on the Internet, the less they have to use to trick you. Here are a few things you might want to censor:

  • Your date of birth
  • Your home address
  • Your phone number
  • Your email address
  • Your workplace

Let It Go to Voicemail

The best way to avoid getting scammed is to not pick your phone altogether. The fact is, if the call is important enough (and legit), they’ll leave a voicemail. Most scammers won’t go as far as leaving a voicemail. They’d rather skip you and move on the next phone number. If your phone rings and you don’t recognize the number, don’t answer!

Block and Report

Finally, if you’re being harassed by calls you know are scams, block the number and report the call. You can report fraudulent calls here. You can also call 1-877-FTC-HELP.

Overall, bad things happen in life. You might have been victimized by a scam caller already. If you believe a caller has taken your information, please contact your bank and the credit bureau immediately. Your bank will work with you to get things back on track and may even be able to refund any money that was taken from you. If you can’t get your money back, however, an installment loan could provide instant short-term relief. Contact Simple Fast Loans today for more information.