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Top 5 Finance Apps for National App Day

November 9, 2018 | By Louis Tully

Who doesn’t want to make life a little easier? The world of tech caught wind of this fact a long time ago and brought us neat inventions like the digital video recorder, wireless internet, and the Himalayan salt lamp. With every new gizmo that comes out, life seems to get a little bit easier (at least for most of us). The same is true for the apps we use on our phones.

The smartphone, which is arguably the grandfather of all modern gizmos, has single-handedly (no pun intended) made our lives easier to manage. This is mostly thanks to the apps we’re freely allowed to load them up with. Need a monthly planner? An mp3 player? A scientific calculator? A movie player? A GPS navigation system? A place to keep all your deepest, darkest secrets? There’s an app for all of it. But most importantly, there’s an app for your finances too!

Need to create a budget out of thin air? Track your spending? Invest in the stock market? For this year’s National App Day (December 11th), let’s take a look at the top 5 finance apps that can help us prepare for 2019.


Free | Available on iOS, Android

Right off the bat, Mint is the king of all budgeting apps, and it’s been that way for some time. There are a few reasons for this:

  • All of your purchases are automatically organized under beautifully color-coded categories.
  • Statistically graphs all your spending in real time.
  • You can freely track bills and manage bills.
  • You can manually split ATM transactions into the purchases you made with the cash.
  • Set up budget alerts
  • Check your credit score
  • Automatically keeps thing updated in the background.

If you want to start off on the right foot with your finances in 2019, Mint is the budgeting app you need to have on your phone.


Up to $3 a month (Free to students) | Available on iOS, Android

What Mint does for first-time budgeting, Acorns does for first-time investing. If you’re new to either, these apps both provide easy-to-use tools to help you grow and manage your money. Being an investing app, Acorns automatically collects ‘leftover money’ from your debit/credit card purchases and plants that spare change into an investment portfolio, which it automatically creates for you.

For example, if you spend $2.50 on a coffee, Acorns rounds that purchase to the nearest dollar and puts the extra 50 cents into a stock for you. This app is perfect for first-time investors since everything is automatic. All you really have to do is the initial set up. Acorns takes care of the rest.


$7 a month | Available on iOS, Android

YNAB is more for the experienced user. If you already have a good handle on your finances, this app will help you stay the course by providing tools that you use to manually take control over your accounts and spending. It’s a good app to have if you like to be in control, but with a price tag of $83.99 a year or $6.99 a month, it’s quite the financial investment.


Free | Available on iOS, Android

PocketGuard makes budgeting sweet and simple. It cuts out all the unnecessary stuff and gets right to the point: how much you can afford to spend. PocketGuard does all the complex work in the background and then shows you what you have to work with when all the number crunching is said and done. This finances app is perfect budgeting without any of the clutter.


Free | Available on iOS, Android, Windows, Kindle

Prism is your one-stop-shop for all your account balances and bills. You can pay each bill manually with notification reminders turned on or set up auto-pay across the board. Never miss a payment again with Prism!

Start Budgeting Today

If you want to avoid needing an installment loan in 2019 these apps may help you win the battle over your finances. Shop it around and pick your favorite or use all 5! The choice is yours. Have fun and happy budgeting!