Simple Fast Finances
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September 20, 2023What Is an Installment Loan? (Answered)
Want to learn the basics of an installment loan? Installment loans are where you get a lump sum upfront and pay it back in fixed, scheduled payments, including both the borrowed amount and interest.
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September 20, 2023How To Handle a Lost Cashier’s Check
To handle a lost cashier's check, you'll need to contact your bank, request a stop payment, fill out a Declaration of Loss Form, wait for the bank's investigation, and hopefully the replacement check.
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September 20, 20239 Ways To Cash a Check Without ID
Yes, you usually need some form of identification to cash a check, but there are ways to cash a check without a conventional ID including mobile apps and other methods.
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September 13, 2023Can International Students Apply for Student Loans in the USA?
Yes, international students can get student loans in the U.S. International student loans open doors for students pursuing their American dreams, providing financial support even if they don't qualify for federal aid.
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September 13, 2023How To Get a $1,000 Quick Loan with Bad Credit
Yes, you can get $1,000 fast with an online installment loan, even if you have bad credit.
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September 6, 2023Can You Use Whiteout on a Check if You Make a Mistake?
Can you use whiteout on a check? We wouldn't recommend it. Learn why you should not use whiteout on a check and how to correct common check mistakes properly.
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September 6, 2023How To Get a Loan as an 18-Year-Old with No Credit History
Yes, 18-year-olds with no credit history can get a loan. However, there are pros and cons to borrowing at this young age.
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August 30, 2023The Best Personal Loans for Borrowers with a Low Credit Score
While some banks accept 600 or higher, many prefer 630 or above, leaving those below 500 struggling. However, online lenders are more flexible, often approving loans for individuals with extremely low scores, provided they have a steady income. Online lenders, known for their speed, may provide funds within 48 hours. Credit challenges persist, but solutions exist, so reach out to explore your financial options and move towards a brighter financial future.
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August 30, 2023How Financial Literacy Can Increase Financial Stability
This guide explores the vital question, does financial literacy truly make a difference? It explains how financial literacy contributes to the overall well-being of society by reducing financial stress, enhancing economic stability, and bridging wealth gaps.
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August 30, 2023Emergency Loans for the Unemployed
It's tough when you lose your job. So many people live paycheck to paycheck, so hardship loans can be a quick financial cushion.
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August 30, 2023How To Find a Direct Lender for Bad Credit Personal Loans
So, you’ve got some blemishes on your credit report. You ran into bad luck and complications in the past. But you still need to borrow money or get a loan to cover larger purchases and the unexpected. Poor credit or black marks on your credit report make it tough to ...
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August 23, 2023Top 7 Financial Mistakes Made by the Self-Employed
Dive into the world of self-employment with confidence, but beware common financial pitfalls. From neglecting budgets to mixing personal and business finances, this blog offers practical solutions to keep your financial ship sailing smoothly.
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August 23, 202310 Proven Strategies for Paying Off Loans Faster
Ready to break free from debt? We've got 10 powerful strategies to help. Understand why early repayment is a financial win, then consider factors like penalties and your budget. Prioritize high monthly payments, use auto-pay for convenience and savings, employ the debt snowball method, and many more strategies.
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August 16, 2023How To Get a Personal Loan With No Credit History
Securing a loan requires a credit history, but building one requires a loan. This guide goes over why credit matters, how to get loans without it, and ways to build credit. Whether you need fast funds or long-term credit, this article shows there are ways to solve the puzzle and find solutions for your financial needs.
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August 16, 2023Can I Pay Medical Bills with a Personal Loan?
Unexpected medical bills can create stress. Personal loans offer relief with fixed amounts repaid through manageable installments. Strategies like emergency funds, negotiation, payment plans, and medical bill advocates help tackle medical costs, enabling recovery without financial worries.
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August 9, 20233 Pros and 3 Cons of Short-Term Loans
Short-term loans offer quick accessibility and provide a timely solution to immediate financial needs. However, it's essential to weigh their advantages against potential downsides.
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August 9, 2023How Installment Loans Compare to Alternative Credit Options
Unlike many alternative financing options, installment loans provide unsecured borrowing with equal payments over a set period.
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August 9, 2023The Top 5 Loans for Self-Employed Individuals
Your self-employed journey can include financing when you track your 1099 income and communicate well with your lender. Check the top 5 self-employed loans here.
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August 2, 2023Is Simple Fast Loans a Legitimate Loan Company?
Get up to $3,000 with Simple Fast Loans! Trusted online installment loans in 30 states, with immediate decisions and next-day funding. Join 4 million satisfied customers for 30 years of financial service excellence!
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August 2, 20234 Strategies To Enhance Your Personal Loan Eligibility
To boost your chances of personal loan eligibility, follow these 4 essential tips: research lenders to find the perfect match, improve your credit score by addressing debts, calculate your affordability to determine the right amount to borrow, and consider a co-signer if needed.
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July 21, 2023Strengthening Financial Resilience: Filling the Job Loss Gap with Installment Loans
Financial resilience is the ability to withstand anything that can impact your financial situation. Build a solid foundation of financial literacy today.
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July 19, 2023Simplifying Self-Employed Financing: Installment Loans with Flexible Funding
There are a few challenges that every self-employed individual would have to face when trying to get financing. However, Simple Fast Loans has a hassle-free installment loan application process.
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July 12, 2023A Guide To Applying for a Personal Loan Online | Navigating the Application Process
When it comes to personal loans, Simple Fast Loans is a proven lender with a great track record, but here are some helpful tips to make sure the application process is smooth.
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July 12, 2023Securing an Installment Loan with Bad Credit Just Got Easier
Discover how you can qualify for an installment loan even if you have bad credit!
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July 5, 2023How a Relocation Loan Can Make Moving Easy
It doesn’t really matter whether you’re moving to another state, city, or just down the road – the process can be incredibly stressful and expensive. An installment loan from Simple Fast Loans can help you stay ahead of those extra costs.
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July 5, 2023How To Use a Budget and Other Tips To Manage Your Installment Loan Repayments
Here are six tips for managing an installment loan, including planning an effective budget and reducing payments.
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June 28, 2023How Responsible Borrowing Can Lead to a Secure Financial Future
If you feel like you have no idea how to borrow responsibly, don’t panic. There are things you can do to improve your borrowing habits and ensure you are taking out loans in responsible ways.
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June 28, 2023The Distinct Advantages of Simple Fast Loans for Emergency Funding
Simple Fast Loans understands that the sooner you get your hands on the money, the better. That’s why the company has come up with a quick and simple online application process.
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June 21, 2023Fast Personal Loans vs. Traditional Loans: Which Is Better for Urgent Needs?
With Simple Fast Loans, you can skip the arduous process and receive the financial assistance you need promptly. The streamlined approach ensures a smooth and efficient experience; whereas, with a traditonal loan you may be waiting weeks.
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June 21, 2023Expert Advice for Choosing the Best Quick Loans in South Carolina
There are great options for quick loans available in South Carolina, and Simple Fast Loans' installment loans are available to borrowers with any type of credit score.
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June 14, 2023Navigating Online Payday Loans | Tips for Smarter Borrowing
Online payday loans are an attractive option for some, but the installment loans offered by Simple Fast Loans can offer a better deal for other customers.
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June 14, 20236 Benefits of Short-Term Loans for People with Bad Credit
Applying for a loan is a stressful process on its own, and if you have bad credit the stress can easily double. Short-term loans have a few benefits over long-term loans, and Simple Fast Loans is ready to consider individuals with bad credit.
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June 7, 2023The Dos and Don'ts of Applying for Same-Day Loans in Florida
Simple Fast Loans offers many same-day loan options to people living in Florida and will always make sure your loan offer is clear and that your repayment schedule fits your needs — just make sure to follow those dos and don’ts!
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June 7, 2023Overcoming Unexpected Expenses with Emergency Cash Loans
Emergency expenses can strike when you least expect them. The team at Simple Fast Loans knows how important it is for you to receive emergency funding as soon as possible.
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May 31, 2023Financial Safety Net: What To Know About Emergency Loans for Low-Income Families
Saving enough money to establish a financial safety net can be extremely challenging. And that is especially true for low-income families. If a disaster happens, the chances are high that you won’t have enough funds to cover the unexpected, urgent expenses. Simple Fast Loans' installment loans can help!
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May 31, 2023Fast Funding in a Pinch: Emergency Loans Online with No Credit Check Explained
Life is full of surprises but Simple Fast Loans can be your Plan B to handle emergencies that are bound to happen. Emergencies can make you feel out of control and a personal loan from Simple Fast Loans can put some control back into your hands.
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May 24, 2023Collateral-Free Cash: Your Guide To Securing Personal Loans Without Collateral
Simple Fast Loans is an online lender that won’t require any collateral from you to secure the loan. Simply fill in the easy inquiry form online, immediately get a loan decision, and receive the money you need in the shortest timeframe.
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May 24, 2023A Financial Survival Kit for Single Moms: Essential Resources for Financial Help
Single moms are usually moving so fast between jobs, kids, and maybe continuing education that they don't often have time to figure out exactly what it is they need. They just know they need help. Simple Fast Loans has personal loans available for single mothers.
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May 17, 2023How To Get Emergency Loans with No Credit Check: A Step-By-Step Guide
Over half of Americans won’t be able to cover an unexpected $1,000 bill with their savings. So, some might consider applying for an emergency loan. Thankfully, finding a legitimate service provider like Simple Fast Loans is no longer difficult.
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May 17, 2023Stay Prepared for the Unexpected with Emergency Personal Loans
Life is full of surprises. If you haven’t had a chance to prepare a reserve fund, an emergency personal loan from Simple Fast Loans might help you take care of unexpected expenses.
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May 10, 2023Need Money Now but Have Bad Credit? Try These 3 Solutions
We need to deliver a dose of reality. If your credit score is low, you could be immediately turned down for a lot of personal loans. Most banks and credit unions will be looking for a good credit score in order to approve lending you money. So, when you need money and traditional sources are not available, where can you turn? Try Simple Fast Loans.
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May 10, 2023Need Help Financially? These 5 Resources Can Help
There are numerous financial resources many don't know anything about. Some are related to healthcare, food, housing, and other vital needs. Simple Fast Loans is a great option for emergency personal loans.
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May 3, 2023No More Waiting: Instant Approval Auto Repair Loans for Bad Credit
According to recent reports, car repairs can cost anywhere from $500 to $5,000, and even those with insurance may still face a deductible of $500 to $2,000 for damages. For this reason, Simple Fast Loans offers personal loans for those with good or bad credit.
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May 3, 2023Got a 600 Credit Score? You Can Still Qualify for Personal Loans — Here's How
Improving your financial situation and credit score can be challenging, but it's not impossible. With some effort and patience, you can take steps to boost your creditworthiness and qualify. However, if you need cash fast, lenders like Simple Fast Loans have personal loans for any credit score.
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April 26, 2023The Best Bad Credit Loans with Guaranteed Approval
Many of the life-changing purchases throughout your life are made possible by financing. A few key factors, including income and credit, determine if you’ll be approved for financing. On the other side of the coin, bad credit can make purchasing homes and vehicles or obtaining loans difficult or impossible. Fortunately, lenders like Simple Fast Loans work with borrowers who have bad credit.
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April 26, 2023Low-Income Loans | The Best Options Near You
Many people may feel they are low income because their money doesn't stretch as far as it should, but Simple Fast Loans has online loans for those who need help.
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April 19, 2023Get Approved Fast: Small Personal Loans for Bad Credit | Top Lenders and Tips
This article showcases lenders like Simple Fast Loans that don't require good credit for a small dollar loan.
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April 19, 2023How To Get Instantly Approved for an Auto Repair Loan with Bad Credit
Borrowers can take advantage of an auto repair loan from Simple Fast Loans if they need to get tires replaced, brakes repaired, or even something major like a powertrain refurbished.
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April 13, 2023Discover the Easiest Loans To Get Approved for in 2023
Ultimately, the best loan for easy approval will depend on your circumstances and financial needs, but this article focuses on the easiest loan types you should target for fast funding.
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April 13, 2023Smart Strategies To Pay Off Credit Card Debt: 4 of the Best Methods
Bringing your credit card balances to zero is much easier when you use the correct methods. Read through this guide to discover the best approaches to take.
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April 5, 2023Prequalify for a Loan Online Without Hurting Your Credit
How can you qualify for a loan without hurting your credit score? Well, the answer is to do your research on loan providers along with eligibility criteria and to limit your applications.
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April 5, 2023Fast Cash Online | The Best Loans for Same-Day Approval
There are quite a few options available for fast, same-day cash. An installment loan from Simple Fast Loans is a great choice. The application process is fast and easy. The loan decision is provided instantly.
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March 29, 2023How To Get Emergency Money Now
If you are in a situation where you need money right away, there are options available to you. Here is a list of ways to get the money you need.
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March 29, 2023The Best Loans To Pay Off Credit Card Debt
Let's explore some of the best loan options for consolidating credit card debt, including their pros and cons and eligibility criteria.
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March 22, 2023How To Find Affordable Loans for People with Disabilities That Have Bad Credit
Americans reliant on disability income will occasionally need some extra cash in an emergency. Simple Fast Loans' installment loans can help.
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March 15, 2023Where To Find Affordable Low-Income Loans
Securing a loan can be a challenging task for individuals with low incomes. This is because having a low income limits the number of financial avenues available. In such circumstances, it's important to carefully consider the loans where you have a decent chance of approval.
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March 15, 2023Here’s How To Get a Small Loan, Even with Bad Credit
It is still possible to obtain a small loan with a bad credit score. It may require some additional effort and research, but there are options available to those with lower credit scores.
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March 8, 20237 of the Best Ways To Pay Off Credit Card Debt
There are seven ways to pay off credit card debts, including creating a budget that covers basic costs, cutting out luxuries, focusing on minimum payments, paying off small debts first, trying a balance transfer, paying off the card with the highest interest rate first, and getting professional help.
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March 8, 2023The Best Personal Loans for People on Disability Benefits
Additionally, many Americans are dependent on government disability benefits to survive and make ends meet. Personal loans like those from Simple Fast Loans can make a big difference.
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March 1, 2023The Best Payday Loan Alternatives
Depending on your need and ability to repay the loan, a payday loan may not be the best option in every situation. When you need cash fast, there are other quick loan options with flexible repayment options.
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March 1, 2023The Pros of Online Loans with Direct Lenders
Direct lenders offer a convenient advantage to traditional lending methods in several ways. Here are all the pros you can look forward to if you choose a direct lender for your quick cash needs.
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February 23, 2023How To Get a Loan Online Within Minutes
Getting a loan online might be the top of your priorities if you’re experiencing a financial emergency. Here’s when you might want to consider an online loan, your options, and how to get one.
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February 22, 2023Where You Can Get Personal Loans with No Credit Check
It is more challenging for people just starting to build their credit score to qualify for practically any type of loan. That is because it would be difficult for the bank or any other lender to evaluate how risky of a borrower they are. Thankfully, there are ways to get cash fast, even for people with little credit. These are the 'no-credit-check loans.'
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February 15, 2023Where You Can Find Online Loans for Poor Credit
Some lenders are willing to help even people with poor credit. Simple Fast Loans, for example, is a fully licensed financial services company that offers installment loans to individuals with less-than-perfect credit scores.
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February 15, 2023What Do I Need To Get a Loan? A Step-by-Step Checklist
Are you in the market for a loan? While it is an excellent option for some people, it is essential to understand that most lenders require documentation to prove your identity, income, residence, and other personal details that may apply to your situation.
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February 7, 2023How to Tell If You're Eligible for a Personal Loan
Personal loans are a great way to get the money you need for a large expense or unexpected bills. But not everyone is approved for a loan, so it's important to know what lenders look for when deciding if you're eligible. For a loan through Simple Fast Loans, they will look at ...
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February 7, 2023Where You Can Get Quick Loans with Same Day Cash
Life can hit you with an emergency out of the blue, and when it does, you might require fast cash to tide you over for the time being. When disaster strikes, it leaves you wondering, “Where can I get quick loans with same day cash?” SimpleFastLoans is your go-to resource ...
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February 1, 2023A Guide on How Personal Loans Work
For many Americans, finding financial support means applying for a credit card or traditional bank loan yet there is another option – personal loans. Personal loans, also known as signature loans, are an increasingly popular way to cover short-term expenses and cover unexpected bills.
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February 1, 2023Where Can You Find Emergency Same-Day Loans Online?
If you're ever caught in an urgent financial situation, you may have to borrow money at the last minute. Luckily, some lenders specialize in same-day loans. These loans can help you in an emergency, but it is important to understand the terms and conditions before committing to a loan. Personal, ...
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January 25, 2023How To Get Quick Cash for Money Emergencies
Life can hit you out of the blue, leaving you without any way to handle expensive bills, medical payments, or travel costs. In these situations, it’s good to know how to get quick cash for money emergencies. Selling or pawning items is an excellent way to pick up a bit ...
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January 17, 2023Loans for the Recently Unemployed
Unemployment is a challenging obstacle to face. Going from a stable situation to an unstable one is harrowing and finding your feet again may take some time. It's even worse when relentless bills continue to pile up. So, here are some of the best loans you can rely on if ...
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January 11, 2023Best Loans for People with No Credit History
It's essential to have good credit. Good credit can get you better deals on many things, but it is also necessary to help you buy a car, get into an apartment, and especially buy a home. Beyond having good credit, it's good to have any credit; having no credit is ...
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January 11, 2023Loans for Bills: 3 Reasons Why Americans Borrowed Money in 2022
Bills are a natural part of life, and when trouble hits, it may impact your ability to pay. If you're struggling to handle your bills, it might be time to consider an installment loan to cover your expenses.
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January 4, 2023Signs Your Loan Is from a Reliable Lender
Getting a loan is a major decision, and you don't want to be scammed. Therefore, you always want to ensure you build a trusting relationship with your lender. Creditors who aren't on the up and up can overcharge you and harm your financial situation rather than help it. Here are ...
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December 28, 2022How To Get a Bad Credit Loan in Mississippi
Obtaining a loan with a poor credit history is difficult but not impossible. There are other ways to qualify for a loan and lenders that are willing to look at other criteria for approval. People in Mississippi are facing financial issues each day. The state has one of the highest ...
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December 28, 2022The Fastest Emergency Loans for Bad Credit
Personal loans can be used to pay for unexpected expenses such as medical bills or home repairs and to consolidate debt. However, lenders will often do a credit check before approving a loan. So, what can you do or where can you go if you need better credit? Lending options ...
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December 22, 2022What You Need To Know About Low-Income Loans
Many people think that if an individual does not have a valuable asset (like a vehicle) or proof of sufficient income, it will be impossible for them to obtain a loan. But if that's the case, what options are people with low income left with? The good news is that ...
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December 22, 2022The Best Personal Loans for Credit Card Debt
Mounting credit card debt can feel like a never-ending struggle for payments. Despite making on-time payments every month, the balances never seem to go down. So, what are the best personal loans to rid yourself of mounting credit card debt? Using a personal loan to erase your credit card debt ...
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December 14, 2022The Easiest Personal Loan to Get Right Now
Many personal loans are available, both in-person and online, but which one is right for you? Here's the easiest personal loan you can get right now. SimpleFastLoans offers installment loans and personal loans for when you need fast cash in emergencies. Their simple, quick approval process ensures you'll quickly get ...
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December 14, 2022Financial Emergency: What To Do If You Lose Your Job
Losing your job can be emotionally, psychologically, physically, and financially draining. However, now more than ever, you need to remain calm and focused. While several challenges are ahead, you can get through this. This article can help you cope with the first few weeks after losing your job and deal ...
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December 7, 2022Cracked Tooth? How To Cover Emergency Dental Costs
Dental treatments can be costly, especially if it involves repairing or replacing a broken tooth. Dental insurance only covers a portion of the costs and frequently restricts your options for dentists. But what if it's a dental emergency, where the pain or infection needs immediate treatment? If you need urgent ...
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December 7, 2022The Best Personal Loans for the Unemployed
A personal loan can help you finance a big purchase or pay off your credit card debt. Getting a personal loan may seem to be a difficult task if you are unemployed, but this is not always the case. If you are unemployed or do not have traditional proof of ...
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November 30, 2022Quick Emergency Same Day Loans
Emergencies arise when you least expect them to. That makes the financial end of emergencies so hard to prepare for. Depending on the emergency you find yourself in, you may need a good chunk of money that exceeds what you have in your savings account. This can be problematic when ...
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November 30, 2022How To Get a Christmas Loan with Bad Credit
When we think of Christmas, we think of a festive, giving, and cozy holiday. However, for all its wonder, Christmas can often be a costly time of year. After all, it is called the season of giving and giving costs money. The good news this holiday season is that gift-giving ...
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November 23, 2022Can You Go Over Your Credit Limit? What Can Happen?
Going over your credit limit isn’t a good idea—everyone knows that, but what happens when you overspend, and how can you recover from it? If you go over your credit limit, your interest rates may rise, and your credit limit and score will drop. In addition, your creditor may close ...
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November 23, 2022A Bank Refused My Loan: What To Do Next
It can be disheartening for a bank to deny you a loan, especially if you need one for an emergency like a home repair, hospital bill, or car repair. However, that doesn't mean no one will lend you the money you need. There are short-term and long-term strategies you can apply.
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November 16, 2022How To Get Personal Loans in Michigan
Inflation is at an all-time high, and the people of Michigan are feeling the pinch. Experts estimate that the rising cost of food, gas and other basic needs adds up to an extra $400 a month. As a result, even people with good jobs struggle to make ends meet, with ...
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November 16, 2022Home Equity Loans vs. A Line of Credit: Which Is Best?
The average American home has grown 45% in value from 2019 to 2022. With so much equity sitting on these properties, some homeowners are looking for home equity loans or lines of credit (HELOCs) to get cash for a large expense. This article will cover all you need to know ...
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November 9, 2022Access to Personal Loans in Arkansas
Today's world can be chaotic and uncertain. That becomes even more stressful when someone suddenly has to go to the hospital or your only car to go to work breaks down. You must consider your options when faced with this type of problem. Those who face an emergency may not ...
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November 9, 2022My Credit Card Application Was Declined: What Can I Do?
If a credit card company denies your application, don't just tear up the rejection letter and wallow. Instead, this is an opportunity to find out more about your credit history, take action to fix it, and look for other alternatives. In other words, this can be a step towards better ...
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November 2, 2022How To Get a Personal Loan in Arizona
Arizona is a great place to live in. Aside from the sunny weather and fresh air, it has one of the fastest economic growth rates in the United States. This has created many job opportunities, a lower cost of living, and a higher average income. However, life can bring personal ...
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November 2, 2022The Top Ten Ways To Boost Your Credit Score
A good credit score gives you more loan options, lower interest rates, and even rewards and special offers. Eventually, it can even help you save thousands of dollars and get peace of mind from knowing you can take out a loan any time you need financing. However, many Americans don’t ...
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October 26, 2022Simplifying the Loan Repayment Process
Paying your loans back can seem like a complicated mess. With so many different things to think about during the process, it can all get confusing and overwhelming at times. You can pay off your loan faster if you make smaller payments more often if you make an extra payment ...
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October 26, 2022Stop Living Paycheck to Paycheck with These Helpful Tips
Living paycheck to paycheck has become a reality for many people, especially if a household is trying to juggle multiple bills. However, getting out of this cycle may sometimes be daunting and tricky. Between balancing workloads, family time, bill payments, and managing household tasks, it may feel like you have ...
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October 19, 2022How To Get Urgent Loans for Bad Credit
Planning only goes so far, and you may need urgent funding while having less-than-perfect credit. While this can complicate the process, it doesn't mean you're out of luck when you need it the most. To get an urgent loan with bad credit: Seek out lenders that work with bad credit ...
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October 12, 20227 Types of Personal Loans for Students
If you need help paying for college, federal loans and financial assistance are two good choices. But if those sources don't cover all your college expenses, you may be thinking about whether you should bridge the gap by taking out a personal loan. There are many personal loan options, but ...
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October 12, 2022Are Personal Loans Bad for Your Credit Score?
Obtaining a personal loan is often a necessary part of life. For example, you may need a loan to help with unexpected expenses or large purchases such as a house or an automobile. But are personal loans bad for your credit score? Answer: A long credit history with on-time payments ...
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October 5, 2022How To Get a Personal Loan with Bad Credit
Most banks will only approve a loan if you have a credit score of 660 or higher. Anyone below that is considered a "credit risk" will need someone to co-sign the loan or present additional documents like proof of income and a list of assets. However, there are personal loans for people who have bad credit. This guide can help you know the types of loans, their pros and cons, and how to apply for them.
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October 5, 2022What Are the Benefits of a Personal Loan?
A personal loan is a unique financial tool you can leverage to improve your situation. While there are plenty of lending options, personal loans are a favorite for many and offer many advantages. The financial benefits of obtaining a personal loan include: A higher borrowing limit Availability of loan options ...
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September 27, 2022What Happens If You Can't Pay Your Electric Bill and Your Relief Options
When times become challenging financially due to the loss of a job, income, or another major life event, many things can go wrong, exhibiting a domino effect. Sometimes when these things happen, people cannot recover immediately and end up getting utilities shut off, such as their electricity, which can further ...
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September 27, 2022What You Need When You Apply for a Personal Loan
Applying for loans can seem a little intimidating for some, especially when life is already throwing its demands at us and pressuring us. Yet, we need the money to get the things we need to be completed. Luckily, Simple Fast Loans makes applying for a personal loan fast and simple ...
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September 20, 2022Same-Day Loans for Financial Emergencies
Six out of ten Americans do not have enough savings to cover a $500 to $1,000 expense. They are living paycheck to paycheck. They are not financially prepared for any unexpected expenses. The loan process can be challenging to navigate and take days to complete. Simple Fast Loans online application ...
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September 20, 2022What Are Funeral Loans, and How Can They Help?
Losing a loved one or family member is a devastating experience. Unfortunately, it is all too often a sudden, unexpected loss. Dealing with how to move forward and say goodbye to a loved one is an emotionally difficult experience. For many families, the funeral and its expenses create a financial ...
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September 12, 2022Loans for People with No Income
Loans for People with No Income Everyone dreams of home ownership. Vehicle purchases are necessary for errands. Everyone can have unexpected expenses and financial emergencies. Many of these purchases require individuals to borrow money. It is an added challenge if you do not have a traditional income. Individuals with non-traditional ...
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September 12, 2022How To Stop Revolving Debt and Improve Your Finances
Have difficulties paying your credit card bills? Are you stuck in the vicious cycle of revolving debt? You're wondering how to stop revolving debt and improve your finances. Is it even possible at this stage? Revolving debt can be backbreaking to get rid of as bills keep piling on. This, ...
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September 7, 2022Five Ways Divorce Affects Your Credit Score
You've probably heard that divorce can harm your creditworthiness. Even though the separation process may not influence your creditworthiness, there are still several ways your credit rating may suffer. For example, a person could be cash-strapped during such a period and have a reduced credit rating. As a result, this ...
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September 7, 2022Why Was My Credit Card Application Denied?
Getting a credit card is essential for many important big purchases you’ll have to make throughout your life, so when your application for a credit card is denied, it can feel frustrating and overwhelming. Low credit score High debt Age Low income Too many recent inquiries Incorrect information on the ...
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September 7, 2022Best Loans for Single Parents
Being a single parent can be hard. Whether by choice or not, you’ll likely be paying for medical care, childcare, and more. Thankfully, there are different loan solutions for single parents, such as installment loans, to help you through it.
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August 31, 2022The Fastest Way To Get a Loan
Life happens. Emergencies and unexpected expenses can pop up at any time. But few people are financially prepared for the worst of them. Approximately 51% of Americans have $5,000 or less in their savings accounts. This isn't much to cover major emergencies and living expenses if someone's regular income stops. ...
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August 24, 2022The 411 on Co-Signing a Loan
Sooner or later, someone you know may ask you to co-sign a loan for them. When someone asks you to co-sign, it usually means they can’t get approved for a loan individually. The reasons can range from insufficient income to a credit history that doesn’t meet the lender’s minimum qualifications. ...
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August 24, 2022Where To Find Online Loans in Utah
Nearly everyone faces unexpected expenses and financial emergencies . Online loans can save the day when you've exhausted all your options and are at the end of your rope. But if you live in Utah, lenders are subject to the Utah Consumer Credit Code. That means lenders must follow fair ...
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August 17, 2022How To Get an Installment Loan in Texas
There are many ways to borrow money in Texas, but installment loans remain one of the most popular options. That’s because you’ll find installment loans helpful for many reasons, especially with their benefits. Installment loans are loans that you can repay in regular installments. Each repayment goes towards the principal ...
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August 17, 2022The best Household Items to Sell for Cash
When you need cash, one of the quickest ways to get your hands on some extra funds is to sell some of your possessions on Craigslist and Facebook Marketplace. While most of the items you have kicking around your home will probably sell without too many issues, some things will ...
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August 10, 2022How To Make Your Paycheck Last Longer with a Personal Loan
Do you find that your paycheck doesn't stretch quite as far as it should? Don't worry. The team at Simple Fast Loans hears daily stories of how people often struggle to make ends meet. However, many people find that a personal loan can stretch their paycheck a little further. What ...
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August 10, 2022How to Find Loans in Indiana
The loan industry has become more competitive, and many avenues exist for those with both good and bad credit in Indiana. There are several ways an Indiana resident can get a smaller loan to help with an emergency without going to a bank. Getting a Loan in Indiana Besides asking ...
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August 3, 2022What to Look for In a Good Loan Company
A personal loan can help you pay for urgent, unexpected expenses or large purchases. However, it’s crucial to choose a lender you can trust. So, how do you know if a loan company is legitimate? And how do you choose the right lender and decide which one can give you ...
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August 3, 2022The Benefits of Getting a Fast Loan in Arkansas
There are many benefits to getting a fast loan in Arkansas. First, they can help with various emergencies when you need money fast. Second, a fast loan is available to you in just a few hours. Third, you can use it to take care of whatever you need. Obtaining a ...
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July 27, 2022How To Handle Increasing Rent Prices
Over the past few years, inflation has been skyrocketing, causing many people to stress about their financial status and whether they can cover the ever-increasing rent prices on their salary.
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July 27, 2022Time for a Pay Raise? 6 Tips on How To Ask for a Pay Raise
Talking about money is a social taboo for society, and to the average person, it can feel awkward to approach someone asking for more money. People feel like it’s greedy to ask for a raise, but the truth is that there’s often no harm in asking if you go about ...
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July 20, 2022Nursing Home Costs and How To Pay Them
We hate to think that there may come a time when our parents, or other close relatives who are getting on in years, may reach a point where they can no longer take care of themselves. But, whether it's the slow process of aging or the onset of Alzheimer's , ...
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July 20, 2022Time for Roof Repairs? How To Get the Money Quickly
Do you have a damaged roof? It is essential that you deal with the problem as quickly as possible. Even a single missing tile can lead to thousands of dollars of structural damage in your home. Sadly, roof repairs are expensive.
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July 13, 2022Rent Relief for Kentucky Families
Affordable housing is becoming a concern across the country. Rents are increasing even in places like Kentucky, which has lower housing costs. For example, in Lexington County, rents increased 17% year over year as of April 2022. Inflation like this is worrisome for working, and middle-class Americans since wages are ...
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July 13, 2022Having an Emergency Fund for Rising Inflation in Texas
Bills in Texas are on the rise. An out-of-control inflation rate has resulted in insurance, gas, and food being more expensive than ever. Because of this, dealing with emergency expenses can be exceedingly challenging. Many often find themselves having to forgo medical treatment, vet treatment, and even home repairs to ...
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July 6, 2022Most Lucrative Ways To Make Extra Money from Home
One good thing that has come out of the COVID-19 pandemic is the rise of work-from-home job opportunities. Many employers are becoming more flexible and allowing employees to work from home, but many people are leaving their jobs and working for themselves from the comfort of their couches. In the ...
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July 6, 2022The Hidden Costs of Living Alone
Living alone can be amazing. It can instill a form of independence that isn't easily achieved elsewhere. Plus, you have no one else to worry about but yourself and your own set of rules and expectations. However, living alone comes with many hidden costs. The hidden costs of living alone ...
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June 29, 2022Can You Use Student Loans To Pay Rent?
Heading to college is an exciting experience. For many young adults, college is the first time they have lived away from their families. However, it isn't the education that is the exciting part; it is being able to live on your own. TO do this, you need to find somewhere ...
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June 23, 2022Can You Get a Title Loan Using Your Registration?
Curious about title loans and registration loans? Both have pros and cons. If collateralized loan are not enticing, try an installment loan.
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June 20, 2022Medical Debt: How Medical Loans Can Help
Medical debt is one of the biggest forms of debt people experience in the United States. Thankfully, there are loans available to help those who need treatment acquire financing for medical treatment or pay off debt caused by medical treatment. According to the Survey of Income and Program Participation, there ...
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June 14, 2022Farmers Loans | What They Are and How To Use Them
Farmers have access to various great loans that can help them expand their farms, keep them running smoothly, or even help them get back on their feet when hard times strike, including Direct Farm Loans and Farm Ownership Loans through the United States Department of Agriculture, and installment loans. During ...
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June 14, 2022How To Obtain Childcare Assistance with Daycare Loans and Grants
Having a child is expensive. You have the cost of feeding and clothing for your child. However, you also have more 'hidden' costs. Nobody starts thinking about daycare costs, for instance, until it is too late. This can easily be several hundred dollars per week without assistance. Thankfully, there are ...
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June 6, 2022Emergency Expenses? An Installment Loan May Help
Sooner or later, everybody will need to deal with emergency expenses. If you are lucky, you will have the cash sitting in the bank. However, most people aren't that lucky. Many people live from paycheck to paycheck. They barely have the funds to cover their day-to-day expenses, let alone deal ...
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May 23, 2022What Is the Best Way To Pay For Dental Work?
In this article, you will learn about some of the options that may allow you to cover the cost of your dental treatment quickly.
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May 16, 2022How Will a Missed Credit Card Payment Impact My Credit Score?
It’s very important to do everything you can to maintain a good credit score. Even just one missed credit card payment can have detrimental effects on your credit for years to come. If you are having trouble making your minimum payments, you may want to consider an installment loan from ...
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May 11, 2022Are Store Credit Cards Bad To Use Long Term?
You see them everywhere. Offers to save on your purchases if you get a store credit card. Home improvement and department stores are famous for them. You’ll see the offers in your email and at the register. Store reps probably even ask you to open an account. But as tempting ...
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May 2, 2022Can I Get a Personal Loan with a Credit Score of 500 or Less in California?
Living with bad credit is stressful because it is much harder to get a loan. However, it is still possible to get a loan with bad credit. Even though most direct loan providers will not take a chance on you if you have bad credit, there are still some companies ...
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April 25, 2022Applying for a Personal Loan in Ohio: Everything You Need to Know
If you need money fast in Ohio, you might want to consider a personal loan to cover your expenses. A personal loan is a sum of money that you borrow from a lender like Simple Fast Loans that you are responsible for paying back in installments over time. Keep reading ...
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April 18, 20225 Ways To Pay Rent if You’re Behind in Florida
During unstable times where many find themselves out of jobs and running behind on bills, some may find themselves wondering how they can pay rent in Florida if they’re behind. Thankfully, there are multiple options available to individuals who find themselves in a difficult situation.
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April 13, 2022Use an Installment Loan To Cover Unexpected Medical Bills
The United States is one of the most expensive countries in the world for medical treatment. A treatment plan here can be 20-30x the cost anywhere in the world, even if you are insured. It probably comes as no surprise that this sends a lot of people deep into medical ...
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April 11, 2022How To Utilize an Installment Loan if You Lose Your Job
If you have been laid off or have lost your job, an installment loan can help you pay your rent or mortgage, pay your car loan or lease, and more. The rest of this article will describe the best ways to utilize an installment loan if you happen to lose ...
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March 29, 2022Reasons Your Loan Application May Be Denied
Loan applications can be denied for a number of reasons, including bad credit history, unstable employment history, the minimum income requirement not being met, missing information, and a high debt-to-income ratio. If this happens, there are a few things you can do to improve your chances of being accepted next ...
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March 22, 2022How To Choose a Car Loan
The best way to choose a car loan is by going into negotiations prepared. Know your credit score and leverage competing loan offers while you are at the dealership. Make sure that you keep the term as short as you can afford, put money down, and don’t buy above your ...
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March 14, 2022Top 9 Hacks To Help You Budget Better
Being money smart not only means you know how to earn money it also means you know how to spend that money wisely and earning a hefty income does not necessarily correlate to financial success. Oftentimes, the most financially successful people are those that know how to budget and allocate ...
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March 7, 2022Best Personal Loans for Young Adults
The best personal loans for young adults will depend on the reason for taking out the loan and the person's ability to repay the loan. There are two major forms of loans available to young adults: personal loans are a great choice...
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February 28, 2022What Is Negative Equity and How To Deal with It
Negative equity is when you owe more on your property than what it’s valued at. You can deal with it by selling your house and paying the difference, increasing your home’s equity, or waiting it out. Our loans can help you increase your home’s equity or pay off the difference ...
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February 11, 2022Explained: Financial Jargon
Have you ever been scared away from pulling the trigger on applying for a loan, making an investment, or even opening a checking account simply because you could not understand the financial jargon that was thrown at you? You are not alone. In the financial world, there are so many ...
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February 7, 2022Is Getting a Personal Loan Better Than a Credit Card?
Depending on the reason for needing a lump sum of money upfront, there are several factors that will affect a decision about taking out a personal loan versus applying for a new credit card. This article will detail the differences between personal loans and credit cards, the pros and cons of each, and the options for financing anything you may need in your life while on the journey to financial security.
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January 31, 2022Can You Refinance a Personal Loan?
Refinancing a personal loan is possible and encouraged to lower payments, pay off a loan faster, or improve debt-to-income ratio or credit score.
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January 24, 2022How Do Loans Affect Your Credit Score?
Loans are one of the most significant factors that affect your credit score. They show your tendency to pay back the money you borrow, help show a diversity of credit types, and, after some time, provide positive credit history. It shouldn’t be a surprise to anyone to hear those loans ...
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January 17, 2022What Is a Good Debt-to-Income Ratio (DTI)?
Most lenders consider a good debt-to-income ratio or DTI to be 35% or less. Your DTI is calculated by adding up the minimum debt payments you owe each month and dividing the figure against your gross monthly income.
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January 10, 2022Can I Be Approved for a Loan with No Job?
Let’s discuss different loan types that even unemployed individuals can qualify for. Important tips for getting approved and what you can expect from the process.
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January 5, 2022Benefits of Obtaining a Personal Loan
Personal loans enable you to quickly obtain money for emergency expenses, planning large events, and even debt consolidation, making them one of the best loans someone can apply for when they are in a pinch. This article will detail the key benefits of obtaining a personal loan, why they matter, ...
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December 28, 2021How To Finance Your Artwork
Financing your passion for creating art can be expensive and can be a cause of stress for many artists. Thankfully, artists have access to a couple of different kinds of loan types in order to help them, such as credit cards, micro-loans, lines of credit, installment loans, and registration loans. ...
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December 20, 2021How To Stay on Top of Your Loan Repayments
In this article, we’ll discuss the best tips for staying on top of loan payments and why it’s so important.
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December 13, 2021Installment Loan or Overdraft: What's the Difference? Which Is Better?
Installment Loan Or Overdraft? The answer to this question is going to be different from person to person.
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December 7, 2021Is a Personal Loan Secured or Unsecured?
Simple Fast Loans offers personal loans that are unsecured. Read the blog to learn more about that!
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November 29, 2021Easy Ways To Save Money While You Are Repaying Loans
Making payments on your loan comes with multiple benefits and it is normal for questions to arise during the process. While making payments on your loan you may have wondered how you can go about saving money at the same time.
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November 22, 2021Why It’s Important To Have Emergency Funds
You wouldn’t want to get caught in a rainstorm without an umbrella, and you definitely wouldn’t want to be faced with an unexpected expense you can’t afford to pay. This is why it’s important to have emergency funds.
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November 16, 2021Hard or Soft Credit Check: What is the Difference?
Few people know the difference between a hard credit check and a soft credit check. However, there’s one key difference you should know: hard credit checks generally occur during applications by lenders; soft checks are usually not used for financial situations.
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November 9, 2021What Happens If You Miss a Payment on Your Loan?
Missing a loan payment isn’t something new to lenders and isn’t the end of the world if it ends up happening to you. However, if it happens frequently or you choose not to take care of your debt, you will find yourself in some trouble. Most of the time, one ...
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November 2, 202110 Money Habits That Are Guaranteed To Keep You Poor
Think about what your life would be like if you weren’t worrying about money. You always have enough for bills and other needs. You can pursue important goals or buy the things that can make you happy. You can create this life—not by winning the lotto but by getting rid ...
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November 2, 2021Pet Loans: Get Help with Veterinary Bills
Throughout America alone, almost 70% of us own some sort of pet, whether it's a dog or cat, reptiles, birds, or other small critters. And there are so many wonderful benefits to pet ownership . Pets provide an unbreakable companionship for us as humans. They reduce stress, and it is ...
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October 26, 2021Can Installment Loans Be Paid Off Early?
Installment loans can help you when you are in a pinch, but you must pay them off eventually. Although some people are struggling just to meet the fixed payments, others may be looking for a way to slash that extra payment from their monthly budget as soon as possible. That ...
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October 25, 2021How To Take Out a Loan with No Credit
When you are in a bind and need money fast, you do not have very many options when it comes to trying to borrow a large amount of cash. That is why so many people turn to no-credit loans for instant access to considerable sums of money.
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October 19, 2021What Is a Collateral Loan and How Does It Work?
If you’re browsing the internet looking for the right loan for you, chances are you have come across the term, “collateral”. If you don’t know exactly what it means, have no fear. In this article, we’re breaking down the word and its context as well as discussing various examples. By the end of this article, you will be well-versed in the subject of collateral as it applies to loans so you can be confident as you go forward choosing the best loan for you.
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October 18, 2021Survive Financial Hardship: Tips To Get You Through Tough Times
Financial hardship can happen to anyone. You can lose your job, or your business could fail—which is what happened to millions of people during the pandemic. Someone in the family got sick, and your savings went to hospital bills. Death, divorce, and disability can also change circumstances overnight. If you’re going through financial hardship, know that you’re not alone and that you can overcome this and get back on your feet. Meanwhile, these tips can help you get through the tough times.
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October 12, 2021Christmas Loans for Stress-Free Christmas Gift Planning
The costs of buying Christmas gifts can quickly grow to be exponential. We are seldom ever as prepared as we would like to be, and when the time comes, we sometimes need a little extra financially to get us by. We often have to buy gifts for family, friends, and coworkers alike - and that’s not even mentioning the extra costs for those who have naturally large families.
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October 11, 2021The Most Common Reasons People Take Out Installment Loans
Life can be expensive. When large sums of money must be paid to cover emergency expenses, education costs, home renovations, and the like, few people have the cash on hand. This is why loans, installment loans, in particular, are ubiquitous in America and across the world.
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October 5, 2021Applying Online for Bad Credit Emergency Loans
Life is full of unexpected moments. Sometimes, these surprises are wonderful and welcomed. Other times, when they come in the form of an emergency, they can be stressful and frightening. Often, an aspect that makes unexpected events even more unfortunate is their cost. Emergencies tend to be expensive. Few people ...
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October 4, 2021Moving Costs Adding Up? An Installment Loan Can Help
The COVID-19 pandemic has sparked a great migration between states recently. While reasons for moving vary, all individuals who find themselves in this position will also find themselves incurring moving costs. Installment loans are a great way to fund your move fast without stretching or breaking your current budget. The ...
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September 27, 2021Factors to Consider Before Taking Out a Personal Loan
From emergencies to individual purchases, personal loans are an excellent option when you don’t have enough cash in hand on a specific occasion. Each personal loan application is unique, so you’ll need to be well-versed in what you need to apply.
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September 27, 2021Simple Ways to Budget to Pay off Your Installment Loan Early
Finding simple ways to budget to pay off your installment loan early can seem difficult, but we've put together a list to help you get started, as well as a discussion of whether paying off your loan early is suitable for you.
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September 21, 2021The Best Ways To Utilize a Personal Loan for Home Improvement
Whether you are living in an old house, or you are trying to upgrade your home to increase its value, you are probably thinking a lot about the expenses.
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September 20, 2021How To Pay for Car Repairs with No Money
Are you short on money? Use a personal loan to pay for the car repairs you need today. This article will explain why getting a personal loan to pay for a car repair can take some of the weight off unexpected and prohibitive costs.
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September 14, 2021Wedding Loans: How to Finance Your Wedding Day in the 21st Century
According to a survey taken by The Knot, nowadays, couples should expect to pay around $22,500 for an average wedding. That’s a lot of money! No wonder some couples choose to go for an installment loan that is going to cover all their wedding expenses.
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September 13, 2021How To Pay Rent with a Credit Card
Many people who possess credit find that, at some point in their time renting, they may be short on cash. When push comes to shove, people genuinely want to know whether or not you can practically pay rent with your credit card. In short, you technically can pay rent with ...
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September 8, 2021New to the US? How an Installment Loan Can Help Build Credit
It is incredibly important to start building your credit history in the United States as soon as possible and getting an installment loan for that matter is one of the things that you might want to consider. A loan can help you diversify your credit mix, build a payment history, and, ultimately, pay any existing debt off faster.
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September 1, 2021A Simple Uber Driver's Guide: Personal Loans for Uber Drivers
Uber drivers may find themselves needing a personal loan for several reasons, whether it is maintaining a vehicle they already have or purchasing a new one. Luckily, there are options out there to help get or keep them on the road.
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June 2, 2021Best Loans For Bad Credit Borrowers (Editor's Choice)
If you have bad credit, then you're probably going through a tough time trying to get a loan from a bank. Traditional bank loans tend to be for those with decent to excellent credit. This is because banks would rather deal with low-risk borrowers that are more likely to pay ...
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May 20, 2021How Do Installment Loans Affect Your Credit?
How Do Installment Loans Affect Your Credit? Your credit score is much like your dating profile, except you’re not looking for love, you’re looking for money—or, I suppose, you could be looking for deep pockets on your beau. I don’t judge. Regardless, your credit score will affect how attractive you ...
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May 20, 2021Installment Loans and Payday Loans: 3 Differences To Know
Installment loans offer longer repayment terms and higher borrowing limits, making them suitable for larger expenses, while payday loans provide quick, short-term relief with smaller amounts but often higher APRs.
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May 20, 2021What To Consider When Choosing Installment Loans
We’ve put together this simple guide on the important things you need to consider when you’re choosing a installment loan provider
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May 4, 2021Guaranteed Installment Loans for Bad Credit | Do They Exist?
You may see commercials across the financial industry that use the word “guaranteed.” It is a comforting word for consumers to hear because it removes inhibition and pushes hesitant shoppers toward applying for loans. However, the truth is that guarantees are often imaginary in the world of consumer finance. Guarantees ...
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April 15, 20214 Ways Installment Loans Can Help Bridge the Holiday Gap
The holidays certainly have a way of draining our finances, almost to the point of being completely broke well into the new year. We’ve all been there at one time or another, and for the majority of us who don’t have an emergency savings to pull from, the post-holiday ...
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April 14, 2021Installment Loans: Mistakes to Watch Out For
If you need a quick, flexible way to get an infusion of cash, installment loans are a popular option with many benefits. But while they can be effective financial tools, it’s important to choose your provider carefully and use the money responsibly. Here are some mistakes to watch out for ...