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Consumer Disclosures

Loans provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Loans funded by CC Connect will be serviced by Simple Fast Loans. CC Connect maintains the critical control of the Simple Fast Loans loan origination, underwriting approvals, regulatory, and compliance oversight management. Simple Fast Loans is an authorized servicer of CC Connect. This means you will maintain your CC Connect loan account through Simple Fast Loans.
Loans provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Loans funded by CC Connect will be serviced by Simple Fast Loans. CC Connect maintains the critical control of the Simple Fast Loans loan origination, underwriting approvals, regulatory, and compliance oversight management. Simple Fast Loans is an authorized servicer of CC Connect. This means you will maintain your CC Connect loan account through Simple Fast Loans.

The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

Simple Fast Loans maintains a policy of providing consumers with the information and knowledge necessary to make informed, responsible loan decisions.
Where applicable, Simple Fast Loans undertakes all collection activity in strict compliance with the provisions of the Federal Fair Debt Collection Practices Act enforced by the Consumer Financial Protection Bureau and other Federal Agencies. While Simple Fast Loans does not operate as a third party debt collector, our companies adhere to all relevant laws, rules, and regulations. Applicable provisions of the Fair Debt Collection Practices Act prohibit the following:
  • Contacting consumers by telephone before 8 a.m. or after 9 p.m.
  • Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive language at anytime.
  • Collecting debt through deception or misrepresentation.
  • Threatening legal recourse when no legal action is intended.
Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account with us or one of our lenders, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver’s license or other identifying documents.
Simple Fast Loans promotes the informed used of consumer credit by rigidly adhering to Federal regulations requiring disclosures about loan terms and costs. Before consumers assume any obligation, they will be presented, in writing, with the exact rates, fees, and other details of their loan, as required under the Federal Truth in Lending Act.
In addition to applicable Federal regulations, individual States also have numerous laws regulating business in their States. These laws include, but are not limited to, regulations regarding interest rates, rollover limits, fees, charges, renewals and terms.
Submitting your loan inquiry at Simple Fast Loans incurs absolutely no cost. Based on the inquiry you submit, Simple Fast Loans provides you with loan options suited to your needs.
As noted above, federal law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you before you sign any agreement. Please review all the rate information provided to you thoroughly and completely before signing any agreement. You are under no obligation to accept the terms provided. Interest rates, charges, and/or fees are determined solely by Simple Fast Loans, with specific amounts determined based upon the information you submit and applicable law. You are under no obligation to continue with the application process with us if you find the terms unsuitable. Actual interest rates, charges, and fees may vary. State laws and regulations may prove a determining factor in the rates, fees, and charges determined for your loan. Lending terms vary from State to State.
Simple Fast Loans abides by each State’s regulatory requirements regarding late payments.
In the event of non-payment, Simple Fast Loans will attempt to work with you to establish payment arrangements in accordance with state regulations to allow you to fulfill your loan obligations.
Loan renewal policies are largely governed by State regulations. Read the terms in full regarding loan renewal options before signing any agreement.
Simple Fast Loans requires credit checks for all installment loans. Please speak with a customer representative for more information.
In accordance with federal law, this institution prohibits and does not tolerate discrimination towards applicants, prospective applicants, individuals with whom an applicant is affiliated, or customers on the basis of race, color, religion, national origin, sex, age, marital status, public-assistance status, exercise of rights under the Consumer Credit Protection Act, or other protected classification. This policy applies throughout the loan process, from prequalification to application, underwriting, closing, funding and servicing. For more information, please call the Compliance Department at 770.552.9840.