Simple Fast Loans maintains a policy of providing consumers with the information and knowledge
necessary to make informed, responsible loan decisions.
Where applicable, Simple Fast Loans undertakes all collection activity in strict compliance with the
provisions of the Federal Fair Debt Collection Practices Act enforced by the Consumer Financial
Protection Bureau and other Federal Agencies. While Simple Fast Loans does not operate as a third
party debt collector, our companies adhere to all relevant laws, rules, and regulations. Applicable
provisions of the Fair Debt Collection Practices Act prohibit the following:
Contacting consumers by telephone before 8 a.m. or after 9 p.m.
Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive
language at anytime.
Collecting debt through deception or misrepresentation.
Threatening legal recourse when no legal action is intended.
Simple Fast Loans promotes the informed used of consumer credit by rigidly adhering to Federal
regulations requiring disclosures about loan terms and costs. Before consumers assume any
obligation, they will be presented, in writing, with the exact rates, fees, and other details of
their loan, as required under the Federal Truth in Lending Act.
In addition to applicable Federal regulations, individual States also have numerous laws regulating
business in their States. These laws include, but are not limited to, regulations regarding interest
rates, rollover limits, fees, charges, renewals and terms.
Submitting your loan inquiry at Simple Fast Loans incurs absolutely no cost. Based on the inquiry
you submit, Simple Fast Loans provides you with loan options suited to your needs.
As noted above, federal law requires disclosures about the terms and cost of consumer credit. All
rate and fee information will be disclosed to you before you sign any agreement. Please review all
the rate information provided to you thoroughly and completely before signing any agreement. You are
under no obligation to accept the terms provided. Interest rates, charges, and/or fees are
determined solely by Simple Fast Loans, with specific amounts determined based upon the information
you submit and applicable law. You are under no obligation to continue with the application process
with us if you find the terms unsuitable. Actual interest rates, charges, and fees may vary. State
laws and regulations may prove a determining factor in the rates, fees, and charges determined for
your loan. Lending terms vary from State to State.
Simple Fast Loans abides by each State’s regulatory requirements regarding late payments.
In the event of non-payment, Simple Fast Loans will attempt to work with you to establish payment
arrangements in accordance with state regulations to allow you to fulfill your loan obligations.
Loan renewal policies are largely governed by State regulations. Read the terms in full regarding
loan renewal options before signing any agreement.
Simple Fast Loans requires credit checks for all installment loans. Please speak with a customer
representative for more information.
In accordance with federal law, this institution prohibits and does not tolerate discrimination
towards applicants, prospective applicants, individuals with whom an applicant is affiliated, or
customers on the basis of race, color, religion, national origin, sex, age, marital status,
public-assistance status, exercise of rights under the Consumer Credit Protection Act, or other
protected classification. This policy applies throughout the loan process, from prequalification to
application, underwriting, closing, funding and servicing. For more information, please call the
Compliance Department at 770.552.9840.