Consumer Disclosures

Alabama Disclosures

Consumer Credit License

Alaska Disclosures

Arkansas Disclosures

Arizona Disclosures

State License

California Disclosures

State License

Delaware Disclosures

State License

Florida Disclosures

Idaho Disclosures

State License

Indiana Disclosures

Kansas Disclosures

State License

Kentucky Disclosures

Louisiana Disclosures

Michigan Disclosures

Minnesota Disclosures

Mississippi Disclosures

State License

Installment Loan Pamphlet

Missouri Disclosures

State License

Small Loan Maximum Rate Notice

Montana Disclosures

Nevada Disclosures

Installment high interest loans should be used for short-term financial needs only and not as a long-term financial solution; and customers with credit difficulties should seek credit counseling before entering into any installment loan transaction.

Complaint Notice

Fee Schedule

Repayment Plan Notice

Hours of Operation

Ohio Disclosures

Loans provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Loans funded by CC Connect will be serviced by Simple Fast Loans. CC Connect maintains the critical control of the Simple Fast Loans loan origination, underwriting approvals, regulatory, and compliance oversight management. Simple Fast Loans is an authorized servicer of CC Connect. This means you will maintain your CC Connect loan account through Simple Fast Loans.

The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

Oklahoma Disclosures

South Carolina Disclosures

Supervised Lender License
(Simple Fast Loans, Inc.)

Supervised Lender License
(Simplefastloans.com)

SC Max Rate Schedule
(Simple Fast Loans, Inc.)

SC Max Rate Schedule
(Simplefastloans.com)

Consumer Rights Pamphlet

Consumer Credit
Grantor Notice
(Simple Fast Loans, Inc.)

Consumer Credit
Grantor Notice
(Simplefastloans.com)

Tennessee Disclosures

State License

Texas Disclosures

State License

Consumer Credit Notice

Signature Installment Loan Fee Schedule

Bi-Weekly Signature Installment Loans Consumer Phamplet $500-$750

Monthly Signature Installment Loans Consumer Phamplet $500-$1,000

Utah Disclosures

State License

Complaint Notice

Fees Schedule

Washington Disclosures

Wisconsin Disclosures

State License

Wyoming Disclosures

Policy on Responsible Lending

Simple Fast Loans maintains a policy of providing consumers with the information and knowledge necessary to make informed, responsible loan decisions.

Fair Debt Collection Practices

Where applicable, Simple Fast Loans undertakes all collection activity in strict compliance with the provisions of the Federal Fair Debt Collection Practices Act enforced by the Consumer Financial Protection Bureau and other Federal Agencies. While Simple Fast Loans does not operate as a third party debt collector, our companies adhere to all relevant laws, rules, and regulations. Applicable provisions of the Fair Debt Collection Practices Act prohibit the following:

Contacting consumers by telephone before 8 a.m. or after 9 p.m.
Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive language at anytime.
Collecting debt through deception or misrepresentation.
Threatening legal recourse when no legal action is intended.

Patriot Act Notice

Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account with us or one of our lenders, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver’s license or other identifying documents.

Federal Regulations

Simple Fast Loans promotes the informed used of consumer credit by rigidly adhering to Federal regulations requiring disclosures about loan terms and costs. Before consumers assume any obligation, they will be presented, in writing, with the exact rates, fees, and other details of their loan, as required under the Federal Truth in Lending Act.

State Regulations

In addition to applicable Federal regulations, individual States also have numerous laws regulating business in their States. To the extent applicable to our business, these laws include, but are not limited to, regulations regarding interest rates, rollover limits, fees, charges, renewals and terms.

SMS/Text Terms & Conditions

By opting in to receive SMS text messages, you authorize Simple Fast Loans (“we” or “us”) with express consent to send you text messages about your loan, such as payment reminders. You may also opt in to receive marketing messages about other services we offer, including special offers for which you may be eligible. In doing so, you agree and expressly consent to be contacted by us, our agents, employees, and/or affiliates through the use telephone calls and/or SMS text messages to any cellular number you provide in conjunction with your account, including contacts through the use of automatic telephone dialing systems, autodialers, or an artificial or prerecorded voice.

Your cellular provider's message and data rates may apply to our SMS messages.

Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, the date and time, and content of your messages. Data we provide to you may include account information, payment amount or due dates, and other information personal to you. Some of the text messages we send may include links to websites. To access these websites, you will need a web browser and Internet access on your cellular device. Downloadable content may incur additional charges from your wireless carrier. Please contact your wireless carrier for information about your messaging plan.

We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator.

Opting-Out to Stop Text Messaging

If you wish to stop receiving text messages from us, type STOP in the reply text you send us or, if available, access any opt-out link at the bottom of the text message. Your stop request will become effective within one day.

SMS Help or Support

For help or additional information regarding our texting services email us at customerservice@simplefastloans.com, call us at 866-521-1445, or reply "HELP" to the message you receive at any time from your mobile device.

Submitting Your Inquiry Through Our Website

Submitting your loan inquiry at Simple Fast Loans incurs absolutely no cost. Based on the inquiry you submit, Simple Fast Loans provides you with loan options suited to your needs.

Determinations of Interest Rates/Fees/Charges

As noted above, federal law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you before you sign any agreement. Please review all the rate information provided to you thoroughly and completely before signing any agreement. You are under no obligation to accept the terms provided. Interest rates, charges, and/or fees with specific amounts are determined based upon the information you submit and applicable law. You are under no obligation to continue with the application process if you find the terms unsuitable. Actual interest rates, charges, and fees may vary. State laws and regulations may prove a determining factor in the rates, fees, and charges determined for your loan. Lending terms vary from State to State.

Late Payment Policy

Loans originated by Simple Fast Loans abide by each State’s regulatory requirements regarding late payments.

Non-Payment Policy

In the event of non-payment, Simple Fast Loans will attempt to work with you to establish payment arrangements in accordance with state regulations to allow you to fulfill your loan obligations.

Loan Renewal Policy

Loan renewal policies are largely governed by State regulations. Read the terms in full regarding loan renewal options before signing any agreement.

Credit Checks

Credit checks are required for all installment loans. Please speak with a customer representative for more information.

Non Discrimination Policy

In accordance with federal law, this institution prohibits and does not tolerate discrimination towards applicants, prospective applicants, individuals with whom an applicant is affiliated, or customers on the basis of race, color, religion, national origin, sex, age, marital status, public-assistance status, exercise of rights under the Consumer Credit Protection Act, or other protected classification. This policy applies throughout the loan process, from prequalification to application, underwriting, closing, funding and servicing. For more information, please call the Compliance Department at 770.552.9840.