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What is an Online Installment Loan?

Installment loans are loans that provide greater repayment flexibility. You receive a set loan amount, then pay it back in smaller fixed monthly payments.

We understand that when you need cash, you need it fast. The last thing you want to deal with is a complicated process to take out a personal loan. That's why our online loan decision process is simple and fast with no hassles!

Online Installment Loan Requirements

In order to provide you with fast and easy cash, you will need the following items when you apply online:

  • Valid government issued photo ID
  • Active Checking account where most of your income is deposited
  • Valid phone number to be contacted
  • Valid Social Security Number
  • You must be at least 18 years old
  • You cannot be a regular or reserve member of the military (Army, Navy, Marine Corps, Air Force, or Coast Guard), serving on active duty or a dependent of a member of the Armed Forces on active duty.
Installment Loans Online

Get an Installment Loan
to $3,000* instantly!

Installment Loans Available Online in These States

Simple Fast Loans offers and markets installment loans in Alabama, Alaska, Arkansas, Arizona, California, Delaware, Florida, Idaho, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Mississippi, Montana, Nevada, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Wisconsin, and Wyoming

What to Expect from Simple Fast Loans

  • Loan amounts from $200 - 3,000*
  • Flexible loan repayment periods
  • Fast and easy application process
  • Get a loan decision instantly!
Yes! Less-than-perfect credit will not necessarily prevent you from qualifying for a direct installment loan. Even if you have been turned down by other direct lenders in the past, we may be able to assist you in obtaining a convenient credit option that fits your needs.
The amount of your installment loan is dependent upon your income and ability to repay. In addition, the maximum amount you can qualify for varies by state.
All terms and fees will be available for your review prior to you signing the online installment loan documents. On your loan agreement, you can view all the terms and fees associated with your signature installment loan.
Absolutely! Simple Fast Loans is committed to ensuring all of your personal information is securely stored and kept confidential. Please see our privacy policy for more details.
You can get started today by filling out our online application form with your basic information to get a loan decision in minutes.
All installment loans are processed completely online with same day* and next day** funding options.
Yes, a credit check with an alternative credit bureau will be required for you to obtain a personal installment loan.
You can obtain an online installment loan without a driver’s license, but you must have a valid government issued photo ID.
No! Collateral is not required to take out a small installment loan.

We Make Online Installment Loans Simple & Fast

Step 1 - Laptop 1

Simple Verification Process

Step 2 - Cash 2

Instant Loan Decisions*

Step 3 - Money in hand 3

Get Your Cash