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How Can an Installment Loan Help?

We understand that when you need cash, you need it fast. The last thing you want to deal with is a complicated process to take out a personal loan. That’s why our online loan decision process is simple and fast with no hassles!

Benefits of Installment Loans

  • Loan amounts from $200 - 3,000*
  • Flexible loan repayment periods
  • Fast and easy application process
  • Get a loan decision instantly!

Get up to $3,000*

How Does It Work?

Before you apply online, you may have questions about the process. Providing you with accurate information is important to us. Here are answers to the questions we receive the most.

The amount of your installment loan is dependent upon your income and ability to repay. In addition, the maximum amount you can qualify for varies by state.
All terms and fees will be available for your review prior to you signing the online installment loan documents. On your loan agreement, you can view all the terms and fees associated with your signature installment loan.
Absolutely! Simple Fast Loans is committed to ensuring all of your personal information is securely stored and kept confidential. Please see our privacy policy for more details.

How To Apply Online

You can get started today by filling out our online application form with your basic information to get a loan decision in minutes.
Simply fill out and submit an online application for an instant decision. You will need information from your valid government issued photo ID (e.g. drivers license, state ID, passport). You will also need your routing and account number for the checking account where most of your income is deposited.
All installment loans are processed completely online with same day* and next day** funding options.

How Credit Factors In

Yes, a credit check with an alternative credit bureau will be required for you to obtain a personal installment loan.
Yes! Less-than-perfect credit will not necessarily prevent you from qualifying for a direct installment loan. Even if you have been turned down by other direct lenders in the past, we may be able to assist you in obtaining a convenient credit option that fits your needs.

What do I need to Get an Installment Loan?

In order to provide you with fast and easy cash, you will need the following items when you apply online.
  • Valid government issued photo ID
  • Active checking account where most of your income is deposited
  • Valid phone number to be contacted
  • Valid Social Security Number
  • You must be at least 18 years old
  • You cannot be a regular or reserve member of the military (Army, Navy, Marine Corps, Air Force, or Coast Guard), serving on active duty or a dependent of a member of the Armed Forces on active duty.
You can obtain an online installment loan without a driver’s license, but you must have a valid government issued photo ID.
No! Collateral is not required to take out a small installment loan.

We Make Loans Simple & Fast

Step 1 - Laptop 1

Simple Verification Process

Step 2 - Cash 2

Instant Loan Decisions*

Step 3 - Money in hand 3

Get Your Cash