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Disclosure Statement

Federal E-Sign Act Disclosure and Consent and Consent to Auto-dialed Marketing Calls and Text Messages:

By checking the "I AGREE" box, you affirmatively consent to the electronic delivery of documents, notices or disclosures related to the information you are submitting to Simple Fast Loans. Those documents, notices, and disclosures may include, but are not limited to, documents or notices associated with any loan obtained by you based on information you provide to this website, and the disclosures you may access by clicking on the tabs on this website.

Please click on the HTML links to review the disclosures prior to continuing with your submission. In order to retain these disclosures, you may print the documents by selecting Print, select your printer, and click on OK to print to your printer where the document can be printed on your own paper, or select Save or Save As to save and retain a copy on your computer.

You understand that you need a computer with Internet access and a compatible browser to receive, view, print or save the documents, notices, or disclosures. Specifically, you must have the following equipment and software:

  • A personal computer or other device which is capable of accessing the Internet.
  • An Internet web browser which is capable of supporting 128-bit SSL encrypted communications, such as Microsoft® Internet Explorer, Chrome®, Safari®, and Firefox®.
  • Software which permits you to receive and access Portable Document Format or “PDF” files, such as Adobe Acrobat Reader® version 8.0 and higher.
  • A valid e-mail address on file with us, and e-mail software capable of interfacing with standard e-mail protocols.
  • Access to a printer with the ability to download information in order to keep copies of any documents for your records.

By affirmatively consenting, you confirm that you have access to the necessary hardware and software.

If you do not agree to receive these documents, notices and disclosures electronically, please do not place a checkmark in the “I AGREE” box and discontinue providing your information to us. You may withdraw your consent by unchecking the "I AGREE" button before continuing, but understand that doing so means that we will not be able to contact you as described below. If after consenting, you wish to withdraw your consent at a later time, you can do so by contacting us at 800-922-8803, or email us at webquestions@clacorp.com.

To update your contact information or obtain a copy of any document, notice or disclosure, you may contact us at the number, email address or mailing address set forth above.

BY CHECKING THE "I AGREE" BOX, (1) YOU CONSENT TO RECEIVE IN AN ELECTRONIC FORMAT ANY DOCUMENTS, NOTICES, OR DISCLOSURES RELATED TO THE INFORMATION SUBMITTED TO US, AND (2) YOU ACKNOWLEDGE THAT YOU PRINTED OR SAVED A COPY OF THIS CONSENT.

Consent to Auto-dialed Marketing Calls and Text Messages. By checking the "I AGREE" box, you authorize Simple Fast Loans (including its agents and any related entities) to make telemarketing calls and send marketing text messages to your mobile telephone number listed above using an automatic telephone dialing system or an artificial or pre-recorded voice on a recurring basis. Signing this consent is not a condition of receiving a loan through us. If you do not wish to receive sales or marketing calls or texts from us, you should not check the "I AGREE" box. You understand that any messages we leave for you may be accessed by anyone with access to your voicemail or texts. You understand that your mobile phone service provider may charge you fees for calls made or texts sent to you, and you agree that we will have no liability for the cost of any such calls or texts. At any time, you may withdraw your consent to receive marketing calls and text messages by calling us at 800-922-8803, emailing us at webquestions@clacorp.com, or by other reasonable means. Alternatively, to stop marketing text messages, simply reply "STOP" to any marketing text message that we send you.

BY CHECKING THE "I AGREE" BOX AND PROVIDING YOUR MOBILE TELEPHONE NUMBER ABOVE, (1) YOU CONSENT TO OUR PROVIDING AUTODIALED MARKETING CALLS AND TEXTS PER THE DISCLOSURE (ABOVE) TO YOU ELECTRONICALLY AND, (2) YOU CONSENT TO OUR MAKING TELEMARKETING CALLS AND SENDING MARKETING TEXT MESSAGES TO YOU USING THE MOBILE TELEPHONE NUMBER ABOVE.


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Consumer Disclosures

 

State License

 

State License

 

State License

 

State License

 

Small Loan Maximum Rate Notice

 

State License

 

Installment Loan Pamphlet

 

State License

 

Consumer Pamphlet

 

Loan Rate and Fees Disclosure

 

Fee Schedule

 

Complaint Notice

 

Fee Schedule

 

Repayment Plan Notice

 

Hours of Operation

 

State License

 

Max Rate Schedule Certificate

 

Consumer Rights Pamphlet

 

State License

 

Consumer Credit Notice

 

Signature Installment Loan Fee Schedule

 

Bi-Weekly Signature Installment Loans Consumer Phamplet $500-$750

 

Monthly Signature Installment Loans Consumer Phamplet $500-$1,000

 

State License

 

Compliant Notice

 

Schedule of Fees

 

Wisconsin Simple Fast Loans State License

Simple Fast Loans maintains a policy of providing consumers with the information and knowledge necessary to make informed, responsible loan decisions.

Where applicable, Simple Fast Loans undertakes all collection activity in strict compliance with the provisions of the Federal Fair Debt Collection Practices Act enforced by the Consumer Financial Protection Bureau and other Federal Agencies. While Simple Fast Loans does not operate as a third party debt collector, our companies adhere to all relevant laws, rules, and regulations. Applicable provisions of the Fair Debt Collection Practices Act prohibit the following:

  • Contacting consumers by telephone before 8 a.m. or after 9 p.m.
  • Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive language at anytime.
  • Collecting debt through deception or misrepresentation.
  • Threatening legal recourse when no legal action is intended.
Simple Fast Loans promotes the informed used of consumer credit by rigidly adhering to Federal regulations requiring disclosures about loan terms and costs. Before consumers assume any obligation, they will be presented, in writing, with the exact rates, fees, and other details of their loan, as required under the Federal Truth in Lending Act.
In addition to applicable Federal regulations, individual States also have numerous laws regulating business in their States. These laws include, but are not limited to, regulations regarding interest rates, rollover limits, fees, charges, renewals and terms.
Submitting your loan inquiry at Simple Fast Loans incurs absolutely no cost. Based on the inquiry you submit, Simple Fast Loans provides you with loan options suited to your needs.
As noted above, federal law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you before you sign any agreement. Please review all the rate information provided to you thoroughly and completely before signing any agreement. You are under no obligation to accept the terms provided. Interest rates, charges, and/or fees are determined solely by Simple Fast Loans, with specific amounts determined based upon the information you submit and applicable law. You are under no obligation to continue with the application process with us if you find the terms unsuitable. Actual interest rates, charges, and fees may vary. State laws and regulations may prove a determining factor in the rates, fees, and charges determined for your loan. Lending terms vary from State to State.
Simple Fast Loans abides by each State’s regulatory requirements regarding late payments.
In the event of non-payment, Simple Fast Loans will attempt to work with you to establish payment arrangements in accordance with state regulations to allow you to fulfill your loan obligations.
Loan renewal policies are largely governed by State regulations. Read the terms in full regarding loan renewal options before signing any agreement.
Simple Fast Loans requires credit checks for all installment loans. Please speak with a customer representative for more information.

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