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Simple Fast Loans Line of Credit

If you need extra cash for any emergency situation or major purchases, our Line of Credit option maybe right for you. Similar to a credit card or a flex loan, a line of credit is custom made for you by you. Borrow what you need up to your credit limit. It’s not necessary to take the full amount you’re approved for. Simple Fast Loans offers lines of credit in Alabama ($2,000) and Tennessee ($200 - $1,500).

Get started online by filling out a simple loan application and get an instant loan decision. You don’t need perfect credit to apply for our line of credit. All that is required is a valid driver’s license or state-issued photo ID and an active checking account. Start now and get approved for a line of credit loan today!

Benefits of a Line of Credit

  • Draw Funds up to your credit limit
  • More flexibility with cash advances
  • Simple and fast application process

How Do Lines of Credit Work?

Before you apply online, you may have questions about the process. Providing you with accurate information is important to us. Here are answers to the questions we receive the most.

A line of credit gives you access to money any time you need it. You can draw on it up to your credit limit for a set period of time and only pay interest when you borrow on the line of credit. Once you pay back borrowed funds, that amount is again available for you to draw against. With this flexible borrowing option, you can choose when to borrow against your credit line and when to pay it back, as long as you adhere to the terms and make your minimum payments.
  • Active checking account where most of your income is deposited
  • Driver's license or state issued ID
There is no limit to the number withdrawals up to your credit limit.
Your credit limit is based on your credit score, income, and state laws.
Our online decisions immediate. We won’t keep you waiting long!
Most customers setup automated payments to pay the minimum amount. You can also easily manage your account online to make additional payments or pay in full without any penalties or extra cost. We will be happy to send you reminders because we know how much it helps.
Lines of credit run on a monthly statement and due date cycle, with the first statement date roughly 15 days from the date that the line of credit is opened, and the first statement due date roughly 20 days after that. After you receive a statement, you may contact us to modify your automated EFT payment date. We are also working on enhancements to make paying lines of credit more flexible.

What Do I Need to Get a Line of Credit?

The following items are required to process your line of credit loan application:
  • Valid driver's license or government issued photo ID
  • You must have an active checking account

We Make Loans Simple & Fast

Step 1 - Laptop 1

Simple Verification Process

Step 2 - Cash 2

Instant Loan Decisions*

Step 3 - Money in hand 3

Get Your Cash

Apply Now