When times become challenging financially due to the loss of a job, income, or another major life event, many things can go wrong, exhibiting a domino effect. Sometimes when these things happen, people cannot recover immediately and end up getting utilities shut off, such as their electricity, which can further devastate their finances.
When you can't pay your electric bill, you face your electricity being shut off and have to pay reconnection fees. Your credit score can be negatively impacted, and you could face eviction if you rent your home. Luckily, there are plenty of relief options at SimpleFastLoans.com that can help you avoid the domino effect.
Although applying for a loan may seem daunting for some, especially when you are already facing financial hardships, Simple Fast Loans makes it easy to get personalized help and take the burden from you so you can focus on avoiding future difficulties while taking back your financial control.
Many things can happen if you aren't able to pay your electricity bill. The most apparent issue most would face is receiving a warning in the mail, sometimes separate from your account, indicating that they're owed the money and are required to shut off your electricity if you fail to pay. If the warning is not heeded, several unfortunate events can take place afterward, such as:
It's distressing when you can't afford your electricity to stay on, along with additional problems such as late fees and points coming off your credit score. Simple Fast Loans offers three types of loans that can help you avoid a cascade of issues that come with electricity shut-offs and positively impact your finances.
Simple Fast Loans are easy to apply for and can be approved in minutes, so you can get your cash quickly and get back in charge of your finances. In addition, applicants can receive a decision in minutes regarding their loan approval, helping to avoid costly waiting times.
Loans through Simple Fast Loans are funded the same business day if applicants submit their applications before 2:00 p.m. Instant funding is also available for those with MasterCard or Visa debit cards. If applications are submitted after 2:00 p.m., loans will be funded by 2:00 p.m. the following business day.
Simple Fast Loans requires all applications to be done online, not in person or by phone. However, live chat is available during business hours and can help anyone with questions or issues during the loan application process. This company offers three different loans to suit anyone's needs, regardless of the emergency.
Simple Fast Loans offers installment loans to anyone who meets their loan criteria. These loans are designed to be paid back incrementally, ranging from $200 to $3000. With flexible ways to pay it back, an instant decision, and an easy application process, this loan is perfect for people who have to deal with sudden changes in their finances, like losing their primary source of income.
To qualify for an installment loan through Simple Fast Loans, you don't need perfect credit or a sky-high income. All you need is a driver's license, proof of checking account with a routing number and regular income, a phone number, and a social security number, and you must not identify as an active member of the military nor a dependent of someone on active military duty.
The maximum amount of money applicants can borrow in their state. Before signing your loan agreement, you will be briefed on interest rates and your exact payment schedule if you're offered one.
Simple Fast Loans offers lines of credit to those faced with immediate financial hardships that need to be dealt with quickly. Lines of credit do not require good credit; a valid driver's license and proof of a checking account are needed. With these loans, you draw on them up to your credit limit for a specific time and pay interest when you borrow.
Lines of credit are more flexible when you plan to do cash advances, and once you pay back borrowed funds, the amount you've paid is available again to draw against. In addition, the application process for these loans is fast and simple.
These loans have no limit on the number of withdrawals up to your credit limit, and as with installment loans, loan decisions for lines of credit are made instantaneously. Credit limits are based on your credit score, income, and the laws of the state in which you reside.
Simple Fast Loans offers a simple and fast application process for personal loans for people who require emergency cash. These loans are given by financial institutions and are paid off in installments over a period of time. These fixed amounts of money can be used for anything and come with established repayment terms.
These loans require no collateral, ranging from $200 to $3000. As with the other loans, decisions are made right away, and all applicants over 18 need to do is give their name, address, active checking account, proof of income, and social security number.
The maximum amount of money you'll qualify for your personal loan depends upon where you live. You can easily apply for a personal loan through Simple Fast Loans online, and live chat is available for anyone who needs quick assistance.
Emergencies and unexpected downfalls happen to us all, even with bills. Despite this, we can prepare ourselves by utilizing the resources available. By understanding the different types of loans Simple Fast Loans offers, applicants can avoid the stress of late electricity bills.