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FAQ

Do you have a question? Simple Fast Loans has the answer. Our FAQ section is full of great information. Do you want to know how to make a budget? Or did you need to know about what to do with that 401(k)? Well, we got the answer for you.

We have compiled a list of frequently asked questions, as well as some rare ones, to help guide you through your finances. Our knowledge experts have given the best and most effective answers to your questions. You can type in your question or just search the list. If there a question we haven't answered, please feel free to contact us.

    1. A man receiving a check and wondering how to cash it
      February 14, 2024

      How To Cash a Check

      Check out the many ways you can cash your check quickly and easily.

    2. A map with loans in two different states.
      January 3, 2024

      Can I Get a Loan in a Different State?

      Learn the ins and outs of getting a loan out of state.

    3. Man reading why his Loan Application May Be Denied
      December 22, 2023

      12 Reasons Your Loan Application Was Denied

      Loan applications can be denied for a number of reasons, including bad credit history, unstable employment history, the minimum income requirement not being met, missing information, and a high debt-to-income ratio. If this happens, there are a few things you can do to improve your chances of being accepted next ...

    4. A person cashing a check without an ID on their phone
      November 24, 2023

      9 Ways To Cash a Check Without a Bank Account or ID

      Yes, you usually need some form of identification to cash a check, but there are ways to cash a check without a conventional ID including mobile apps and other methods.

    5. Many forms of identification
      November 17, 2023

      What Qualifies as a Valid Form of Identification?

      A valid ID is important when you are taking out a loan or doing many more major transactions. Use this guide to know what is acceptable.

    6. Door with a reminder note to pay the rent
      October 27, 2023

      Can I Use Student Loans To Pay Rent?

      Student loans can typically be used to pay for housing, whether you choose to live on or off campus.

    7. Money being saved for a car
      October 27, 2023

      Can You Get a Title Loan Using Your Registration?

      Curious about title loans and registration loans? Both have pros and cons. If collateralized loan are not enticing, try an installment loan.

    8. A person dropping off a check at the bank counter
      October 18, 2023

      What Is Counter Credit On Your Bank Statement?

      Read this blog to learn more about counter credit, the benefits, and clarify some confusing issues.

    9. An Uber Driver with with his passengers.
      September 25, 2023

      Can Uber Drivers Get an Online Loan?

      Uber drivers may find themselves needing a loan for several reasons, whether it is maintaining a vehicle they already have or purchasing a new one.

    10. Installment loans FAQ
      September 20, 2023

      What Is an Installment Loan?

      Want to learn the basics of an installment loan? Installment loans are where you get a lump sum upfront and pay it back in fixed, scheduled payments, including both the borrowed amount and interest.

    11. Man applying for a loan on his cell phone.
      September 27, 2022

      What You Need When You Apply for a Personal Loan

      Applying for loans can seem a little intimidating for some, especially when life is already throwing its demands at us and pressuring us. Yet, we need the money to get the things we need to be completed. Luckily, Simple Fast Loans makes applying for a personal loan fast and simple ...

    12. Woman wondering why her credit card application was denied.
      September 7, 2022

      Why Was My Credit Card Application Denied?

      Getting a credit card is essential for many important big purchases you’ll have to make throughout your life, so when your application for a credit card is denied, it can feel frustrating and overwhelming. Low credit score High debt Age Low income Too many recent inquiries Incorrect information on the ...

    13. People looking at an installment loan agreement online.
      May 20, 2021

      How Do Installment Loans Affect Your Credit?

      How Do Installment Loans Affect Your Credit? Your credit score is much like your dating profile, except you’re not looking for love, you’re looking for money—or, I suppose, you could be looking for deep pockets on your beau. I don’t judge. Regardless, your credit score will affect how attractive you ...