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Financial Tips

Are you searching for the best and most practical financial tips? Look no further than Simple Fast Loans. In our articles, we offer a wealth of financial advice. We have money suggestions to help you get started and attain any financial objectives you have set.

We offer a full range of advice put together by vetted experts. The tips we feature are sound, practical, and hopefully help you achieve your goals. Furthermore, our financial tips look beyond age-old advice. We look into financial trends and technology.

    1. September 6, 2023

      How To Get a Loan as an 18-Year-Old with No Credit History

      Yes, 18-year-olds with no credit history can get a loan. However, there are pros and cons to borrowing at this young age.

    2. Person making decisions without financial literacy
      August 30, 2023

      How Financial Literacy Can Increase Financial Stability

      This guide explores the vital question, does financial literacy truly make a difference? It explains how financial literacy contributes to the overall well-being of society by reducing financial stress, enhancing economic stability, and bridging wealth gaps.

    3. Sticky note with self-employed written in black
      August 23, 2023

      Top 7 Financial Mistakes Made by the Self-Employed

      Dive into the world of self-employment with confidence, but beware common financial pitfalls. From neglecting budgets to mixing personal and business finances, this blog offers practical solutions to keep your financial ship sailing smoothly.

    4. Breaking the wall | Getting a personal loan with no credit
      August 16, 2023

      How To Get a Personal Loan With No Credit History

      Securing a loan requires a credit history, but building one requires a loan. This guide goes over why credit matters, how to get loans without it, and ways to build credit. Whether you need fast funds or long-term credit, this article shows there are ways to solve the puzzle and find solutions for your financial needs.

    5. Man frustrated with personal loan eligibility
      August 2, 2023

      4 Strategies To Enhance Your Personal Loan Eligibility

      To boost your chances of personal loan eligibility, follow these 4 essential tips: research lenders to find the perfect match, improve your credit score by addressing debts, calculate your affordability to determine the right amount to borrow, and consider a co-signer if needed.

    6. Navigating a job loss with smart financing
      July 21, 2023

      Strengthening Financial Resilience: Filling the Job Loss Gap with Installment Loans

      Financial resilience is the ability to withstand anything that can impact your financial situation. Build a solid foundation of financial literacy today.

    7. Navigating online personal loans
      July 12, 2023

      A Guide To Applying for a Personal Loan Online | Navigating the Application Process

      When it comes to personal loans, Simple Fast Loans is a proven lender with a great track record, but here are some helpful tips to make sure the application process is smooth.

    8. Get an installment loan with bad credit
      July 12, 2023

      Securing an Installment Loan with Bad Credit Just Got Easier

      Discover how you can qualify for an installment loan even if you have bad credit!

    9. Managing installment loan monthly repayments
      July 5, 2023

      How To Use a Budget and Other Tips To Manage Your Installment Loan Repayments

      Here are six tips for managing an installment loan, including planning an effective budget and reducing payments.

    10. June 28, 2023

      How Responsible Borrowing Can Lead to a Secure Financial Future

      If you feel like you have no idea how to borrow responsibly, don’t panic. There are things you can do to improve your borrowing habits and ensure you are taking out loans in responsible ways.

    11. Benefits of short-term loans
      June 14, 2023

      6 Benefits of Short-Term Loans for People with Bad Credit

      Applying for a loan is a stressful process on its own, and if you have bad credit the stress can easily double. Short-term loans have a few benefits over long-term loans, and Simple Fast Loans is ready to consider individuals with bad credit.

    12. Unexpected expenses
      June 7, 2023

      Overcoming Unexpected Expenses with Emergency Cash Loans

      Emergency expenses can strike when you least expect them. The team at Simple Fast Loans knows how important it is for you to receive emergency funding as soon as possible.

    13. How To Get an Emergency Loan with Simple Fast Loans
      May 17, 2023

      How To Get Emergency Loans with No Credit Check: A Step-By-Step Guide

      Over half of Americans won’t be able to cover an unexpected $1,000 bill with their savings. So, some might consider applying for an emergency loan. Thankfully, finding a legitimate service provider like Simple Fast Loans is no longer difficult.

    14. Emergency personal loans
      May 17, 2023

      Stay Prepared for the Unexpected with Emergency Personal Loans

      Life is full of surprises. If you haven’t had a chance to prepare a reserve fund, an emergency personal loan from Simple Fast Loans might help you take care of unexpected expenses.

    15. A woman looking at a broken thermostat.
      May 10, 2023

      Need Money Now but Have Bad Credit? Try These 3 Solutions

      We need to deliver a dose of reality. If your credit score is low, you could be immediately turned down for a lot of personal loans. Most banks and credit unions will be looking for a good credit score in order to approve lending you money. So, when you need money and traditional sources are not available, where can you turn? Try Simple Fast Loans.

    16. Receive financial help from Simple Fast Loans
      May 10, 2023

      Need Help Financially? These 5 Resources Can Help

      There are numerous financial resources many don't know anything about. Some are related to healthcare, food, housing, and other vital needs. Simple Fast Loans is a great option for emergency personal loans.

    17. Person holding a low credit score sign.
      May 3, 2023

      Got a 600 Credit Score? You Can Still Qualify for Personal Loans — Here's How

      Improving your financial situation and credit score can be challenging, but it's not impossible. With some effort and patience, you can take steps to boost your creditworthiness and qualify. However, if you need cash fast, lenders like Simple Fast Loans have personal loans for any credit score.

    18. easiest approved loans webpage on a cell phone
      April 13, 2023

      Discover the Easiest Loans To Get Approved for in 2023

      Ultimately, the best loan for easy approval will depend on your circumstances and financial needs, but this article focuses on the easiest loan types you should target for fast funding.

    19. pay off credit card debt text on a board
      April 13, 2023

      Smart Strategies To Pay Off Credit Card Debt: 4 of the Best Methods

      Bringing your credit card balances to zero is much easier when you use the correct methods. Read through this guide to discover the best approaches to take.

    20. Simple Fast Loans website showing on mobile.
      April 5, 2023

      Prequalify for a Loan Online Without Hurting Your Credit

      How can you qualify for a loan without hurting your credit score? Well, the answer is to do your research on loan providers along with eligibility criteria and to limit your applications.

    21. Couple reading their bills wondering how to get emergency money now.
      March 29, 2023

      How To Get Emergency Money Now

      If you are in a situation where you need money right away, there are options available to you. Here is a list of ways to get the money you need.

    22. Person looking at their credit card wondering which loan would be best to pay off credit card debt
      March 29, 2023

      The Best Loans To Pay Off Credit Card Debt

      Let's explore some of the best loan options for consolidating credit card debt, including their pros and cons and eligibility criteria.

    23. A young couple with many debts reviewing their bank accounts.
      March 22, 2023

      How To Find Affordable Loans for People with Disabilities That Have Bad Credit

      Americans reliant on disability income will occasionally need some extra cash in an emergency. Simple Fast Loans' installment loans can help.

    24. Man planning family finance and using calculator
      March 15, 2023

      Where To Find Affordable Low-Income Loans

      Securing a loan can be a challenging task for individuals with low incomes. This is because having a low income limits the number of financial avenues available. In such circumstances, it's important to carefully consider the loans where you have a decent chance of approval.

    25. Happy couple getting a bad credit loan
      March 15, 2023

      Here’s How To Get a Small Loan, Even with Bad Credit

      It is still possible to obtain a small loan with a bad credit score. It may require some additional effort and research, but there are options available to those with lower credit scores.

    26. Woman analyzing her credit card statement while sitting in the couch of the living room.
      March 8, 2023

      7 of the Best Ways To Pay Off Credit Card Debt

      There are seven ways to pay off credit card debts, including creating a budget that covers basic costs, cutting out luxuries, focusing on minimum payments, paying off small debts first, trying a balance transfer, paying off the card with the highest interest rate first, and getting professional help.

    27. Person reading bill statements and wondering how to get quick cash for money emergencies
      January 25, 2023

      How To Get Quick Cash for Money Emergencies

      Life can hit you out of the blue, leaving you without any way to handle expensive bills, medical payments, or travel costs. In these situations, it’s good to know how to get quick cash for money emergencies. Selling or pawning items is an excellent way to pick up a bit ...

    28. Person reviewing their credit card debt looking for a personal loan to help.
      December 22, 2022

      The Best Personal Loans for Credit Card Debt

      Mounting credit card debt can feel like a never-ending struggle for payments. Despite making on-time payments every month, the balances never seem to go down. So, what are the best personal loans to rid yourself of mounting credit card debt? Using a personal loan to erase your credit card debt ...

    29. Person with head in hands looking at a laptop wondering what to do if you lose your job and have a financial emergency.
      December 14, 2022

      Financial Emergency: What To Do If You Lose Your Job

      Losing your job can be emotionally, psychologically, physically, and financially draining. However, now more than ever, you need to remain calm and focused. While several challenges are ahead, you can get through this. This article can help you cope with the first few weeks after losing your job and deal ...

    30. Man brushing his teeth with a cracked tooth wondering how he will cover his emergency dental costs
      December 7, 2022

      Cracked Tooth? How To Cover Emergency Dental Costs

      Dental treatments can be costly, especially if it involves repairing or replacing a broken tooth. Dental insurance only covers a portion of the costs and frequently restricts your options for dentists. But what if it's a dental emergency, where the pain or infection needs immediate treatment? If you need urgent ...

    31. Woman wondering if she can go over her credit limit and what will happen if she does
      November 23, 2022

      Can You Go Over Your Credit Limit? What Can Happen?

      Going over your credit limit isn’t a good idea—everyone knows that, but what happens when you overspend, and how can you recover from it? If you go over your credit limit, your interest rates may rise, and your credit limit and score will drop. In addition, your creditor may close ...

    32. Man finding out how to simplify the loan repayment process online.
      October 26, 2022

      Simplifying the Loan Repayment Process

      Paying your loans back can seem like a complicated mess. With so many different things to think about during the process, it can all get confusing and overwhelming at times. You can pay off your loan faster if you make smaller payments more often if you make an extra payment ...

    33. Couple discussing how they can stop living paycheck to paycheck.
      October 26, 2022

      Stop Living Paycheck to Paycheck with These Helpful Tips

      Living paycheck to paycheck has become a reality for many people, especially if a household is trying to juggle multiple bills. However, getting out of this cycle may sometimes be daunting and tricky. Between balancing workloads, family time, bill payments, and managing household tasks, it may feel like you have ...

    34. Student in a classroom wondering about student loans.
      October 12, 2022

      7 Types of Personal Loans for Students

      If you need help paying for college, federal loans and financial assistance are two good choices. But if those sources don't cover all your college expenses, you may be thinking about whether you should bridge the gap by taking out a personal loan. There are many personal loan options, but ...

    35. Older man thinking about personal loans while looking out out a window.
      October 12, 2022

      Are Personal Loans Bad for Your Credit Score?

      Obtaining a personal loan is often a necessary part of life. For example, you may need a loan to help with unexpected expenses or large purchases such as a house or an automobile. But are personal loans bad for your credit score? Answer: A long credit history with on-time payments ...

    36. Laptop with Loan Approved message
      October 5, 2022

      How To Get a Personal Loan with Bad Credit

      Most banks will only approve a loan if you have a credit score of 660 or higher. Anyone below that is considered a "credit risk" will need someone to co-sign the loan or present additional documents like proof of income and a list of assets. However, there are personal loans for people who have bad credit. This guide can help you know the types of loans, their pros and cons, and how to apply for them.

    37. Personal loan moneybag on computer
      October 5, 2022

      What Are the Benefits of a Personal Loan?

      A personal loan is a unique financial tool you can leverage to improve your situation. While there are plenty of lending options, personal loans are a favorite for many and offer many advantages. The financial benefits of obtaining a personal loan include: A higher borrowing limit Availability of loan options ...

    38. Person who is struggling to pay their electric bill and wondering what she can do for financial relief.
      September 27, 2022

      What Happens If You Can't Pay Your Electric Bill and Your Relief Options

      When times become challenging financially due to the loss of a job, income, or another major life event, many things can go wrong, exhibiting a domino effect. Sometimes when these things happen, people cannot recover immediately and end up getting utilities shut off, such as their electricity, which can further ...

    39. Man calculating his finances wondering how he can stop revolving debt.
      September 12, 2022

      How To Stop Revolving Debt and Improve Your Finances

      Have difficulties paying your credit card bills? Are you stuck in the vicious cycle of revolving debt? You're wondering how to stop revolving debt and improve your finances. Is it even possible at this stage? Revolving debt can be backbreaking to get rid of as bills keep piling on. This, ...

    40. Couple finding out how a divorce affects your credit score
      September 7, 2022

      Five Ways Divorce Affects Your Credit Score

      You've probably heard that divorce can harm your creditworthiness. Even though the separation process may not influence your creditworthiness, there are still several ways your credit rating may suffer. For example, a person could be cash-strapped during such a period and have a reduced credit rating. As a result, this ...

    41. Clipboard with writing the Loan with cosigner
      August 24, 2022

      The 411 on Co-Signing a Loan

      Sooner or later, someone you know may ask you to co-sign a loan for them. When someone asks you to co-sign, it usually means they can’t get approved for a loan individually. The reasons can range from insufficient income to a credit history that doesn’t meet the lender’s minimum qualifications. ...

    42. Household items to sell for quick cash at a garage sale.
      August 17, 2022

      The best Household Items to Sell for Cash

      When you need cash, one of the quickest ways to get your hands on some extra funds is to sell some of your possessions on Craigslist and Facebook Marketplace. While most of the items you have kicking around your home will probably sell without too many issues, some things will ...

    43. Couple finding out how to make their paycheck last longer with a personal loan from Simple Fast Loans.
      August 10, 2022

      How To Make Your Paycheck Last Longer with a Personal Loan

      Do you find that your paycheck doesn't stretch quite as far as it should? Don't worry. The team at Simple Fast Loans hears daily stories of how people often struggle to make ends meet. However, many people find that a personal loan can stretch their paycheck a little further. What ...

    44. Rent Control Now Sign being held at a protest.
      July 27, 2022

      How To Handle Increasing Rent Prices

      Over the past few years, inflation has been skyrocketing, causing many people to stress about their financial status and whether they can cover the ever-increasing rent prices on their salary.

    45. Cash being given to someone asking for a raise.
      July 27, 2022

      Time for a Pay Raise? 6 Tips on How To Ask for a Pay Raise

      Talking about money is a social taboo for society, and to the average person, it can feel awkward to approach someone asking for more money. People feel like it’s greedy to ask for a raise, but the truth is that there’s often no harm in asking if you go about ...

    46. People wondering how they will pay for roof repairs as they look at damage.
      July 20, 2022

      Time for Roof Repairs? How To Get the Money Quickly

      Do you have a damaged roof? It is essential that you deal with the problem as quickly as possible. Even a single missing tile can lead to thousands of dollars of structural damage in your home. Sadly, roof repairs are expensive.

    47. Person on a laptop making money from home.
      July 6, 2022

      Most Lucrative Ways To Make Extra Money from Home

      One good thing that has come out of the COVID-19 pandemic is the rise of work-from-home job opportunities. Many employers are becoming more flexible and allowing employees to work from home, but many people are leaving their jobs and working for themselves from the comfort of their couches. In the ...

    48. Man looking at his laptop to find out how a missed credit card payment will impact his credit score
      May 16, 2022

      How Will a Missed Credit Card Payment Impact My Credit Score?

      It’s very important to do everything you can to maintain a good credit score. Even just one missed credit card payment can have detrimental effects on your credit for years to come. If you are having trouble making your minimum payments, you may want to consider an installment loan from ...

    49. Colorful rental homes in Florida.
      April 18, 2022

      5 Ways To Pay Rent if You’re Behind in Florida

      During unstable times where many find themselves out of jobs and running behind on bills, some may find themselves wondering how they can pay rent in Florida if they’re behind. Thankfully, there are multiple options available to individuals who find themselves in a difficult situation.

    50. Man who just lost his job thinking about an installment loan.
      April 11, 2022

      How To Utilize an Installment Loan if You Lose Your Job

      If you have been laid off or have lost your job, an installment loan can help you pay your rent or mortgage, pay your car loan or lease, and more. The rest of this article will describe the best ways to utilize an installment loan if you happen to lose ...

    51. Woman working on her budget.
      March 14, 2022

      Top 9 Hacks To Help You Budget Better

      Being money smart not only means you know how to earn money it also means you know how to spend that money wisely and earning a hefty income does not necessarily correlate to financial success. Oftentimes, the most financially successful people are those that know how to budget and allocate ...

    52. An image of houses that are and are not in negative equity.
      February 28, 2022

      What Is Negative Equity and How To Deal with It

      Negative equity is when you owe more on your property than what it’s valued at. You can deal with it by selling your house and paying the difference, increasing your home’s equity, or waiting it out. Our loans can help you increase your home’s equity or pay off the difference ...

    53. Woman wondering If Getting a Personal Loan Better Than a Credit Card.
      February 7, 2022

      Is Getting a Personal Loan Better Than a Credit Card?

      Depending on the reason for needing a lump sum of money upfront, there are several factors that will affect a decision about taking out a personal loan versus applying for a new credit card. This article will detail the differences between personal loans and credit cards, the pros and cons of each, and the options for financing anything you may need in your life while on the journey to financial security.

    54. Woman painting on a canvas
      December 28, 2021

      How To Finance Your Artwork

      Financing your passion for creating art can be expensive and can be a cause of stress for many artists. Thankfully, artists have access to a couple of different kinds of loan types in order to help them, such as credit cards, micro-loans, lines of credit, installment loans, and registration loans. ...

    55. Woman thinking What's the Difference between a Installment Loan and an Overdraft
      December 13, 2021

      Installment Loan or Overdraft: What's the Difference? Which Is Better?

      Installment Loan Or Overdraft? The answer to this question is going to be different from person to person.

    56. Cash in a jar for emergency funds.
      November 22, 2021

      Why It’s Important To Have Emergency Funds

      You wouldn’t want to get caught in a rainstorm without an umbrella, and you definitely wouldn’t want to be faced with an unexpected expense you can’t afford to pay. This is why it’s important to have emergency funds.

    57. Missing jigsaw piece with money under the jigsaw
      November 9, 2021

      What Happens If You Miss a Payment on Your Loan?

      Missing a loan payment isn’t something new to lenders and isn’t the end of the world if it ends up happening to you. However, if it happens frequently or you choose not to take care of your debt, you will find yourself in some trouble. Most of the time, one ...

    58. Santa holding a piggy bank with money.
      October 12, 2021

      Christmas Loans for Stress-Free Christmas Gift Planning

      The costs of buying Christmas gifts can quickly grow to be exponential. We are seldom ever as prepared as we would like to be, and when the time comes, we sometimes need a little extra financially to get us by. We often have to buy gifts for family, friends, and coworkers alike - and that’s not even mentioning the extra costs for those who have naturally large families.

    59. Woman reading over details of personal loan
      September 27, 2021

      Factors to Consider Before Taking Out a Personal Loan

      From emergencies to individual purchases, personal loans are an excellent option when you don’t have enough cash in hand on a specific occasion. Each personal loan application is unique, so you’ll need to be well-versed in what you need to apply.

    60. Cash from a Personal Loan and tools for Home Improvement.
      September 21, 2021

      The Best Ways To Utilize a Personal Loan for Home Improvement

      Whether you are living in an old house, or you are trying to upgrade your home to increase its value, you are probably thinking a lot about the expenses.

    61. Couple with bad credit asking for help.
      June 2, 2021

      Best Loans For Bad Credit Borrowers (Editor's Choice)

      If you have bad credit, then you're probably going through a tough time trying to get a loan from a bank. Traditional bank loans tend to be for those with decent to excellent credit. This is because banks would rather deal with low-risk borrowers that are more likely to pay ...

    62. People looking at an installment loan agreement online.
      May 20, 2021

      How Do Installment Loans Affect Your Credit?

      How Do Installment Loans Affect Your Credit? Your credit score is much like your dating profile, except you’re not looking for love, you’re looking for money—or, I suppose, you could be looking for deep pockets on your beau. I don’t judge. Regardless, your credit score will affect how attractive you ...

    63. Person wondering how they will bridge the Holiday Gap
      April 15, 2021

      4 Ways Installment Loans Can Help Bridge the Holiday Gap

      The holidays certainly have a way of draining our finances, almost to the point of being completely broke well into the new year. We’ve all been there at one time or another, and for the majority of us who don’t have an emergency savings to pull from, the post-holiday ...

    64. A person reviewing an installment loan online.
      April 14, 2021

      Installment Loans: Mistakes to Watch Out For

      If you need a quick, flexible way to get an infusion of cash, installment loans are a popular option with many benefits. But while they can be effective financial tools, it’s important to choose your provider carefully and use the money responsibly. Here are some mistakes to watch out for ...