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Money Guides

Whether you want to know how to budget or save, we got all the best money guides for you. We set up our guides to have the best information about being successful with your money. There is a how-to for everything on our site. Read more to learn about how we can help.

We have you covered. Our team of experts have lived the experience and offer the most practical advice for you to make the most of your money. These guides are here to help protect your money for the future.

    1. Woman wondering what to do after a bank refused her loan
      November 23, 2022

      A Bank Refused My Loan: What to do Next

      It can be disheartening for a bank to deny you a loan, especially if you need one for an emergency like a home repair, hospital bill, or car repair. However, that doesn't mean no one will lend you the money you need. There are short-term and long-term strategies to repair ...

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    2. People researching home equity loans vs a line of credit
      November 16, 2022

      Home Equity Loans Vs. A Line of Credit: Which is Best?

      The average American home has grown 45% in value from 2019 to 2022. With so much equity sitting on these properties, some homeowners are looking for home equity loans or lines of credit (HELOCs) to get cash for a large expense. This article will cover all you need to know ...

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    3. Woman wondering what to do after credit card application was declined
      November 9, 2022

      My Credit Card Application Was Declined: What Can I Do?

      If a credit card company denies your application, don't just tear up the rejection letter and wallow. Instead, this is an opportunity to find out more about your credit history, take action to fix it, and look for other alternatives. In other words, this can be a step towards better ...

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    4. Post it note saying boost credit score
      November 2, 2022

      The Top Ten Ways to Boost Your Credit Score

      A good credit score gives you more loan options, lower interest rates, and even rewards and special offers. Eventually, it can even help you save thousands of dollars and get peace of mind from knowing you can take out a loan any time you need financing. However, many Americans don’t ...

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    5. Laptop with Loan Approved message
      October 5, 2022

      How to Get a Personal Loan with Bad Credit

      Most banks will only approve a loan if you have a credit score of 660 or higher. Anyone below that is considered a "credit risk" will need someone to co-sign the loan or present additional documents like proof of income and a list of assets. However, there are personal loans for people who have bad credit. This guide can help you know the types of loans, their pros and cons, and how to apply for them.

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    6. Man reading why his Loan Application May Be Denied
      March 29, 2022

      Reasons Your Loan Application May Be Denied

      Loan applications can be denied for a number of reasons, including bad credit history, unstable employment history, the minimum income requirement not being met, missing information, and a high debt-to-income ratio. If this happens, there are a few things you can do to improve your chances of being accepted next ...

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    7. Woman calculating her personal finances
      December 20, 2021

      How To: Stay on Top of Your Loan Repayments

      In this article, we’ll discuss the best tips for staying on top of loan payments and why it’s so important.

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    8. Family learning how to save money while repaying loans
      November 29, 2021

      Easy Ways to Save Money WHILE you Are Repaying Loans

      Making payments on your loan comes with multiple benefits and it is normal for questions to arise during the process. While making payments on your loan you may have wondered how you can go about saving money at the same time. On-time payments and saving money both help financial security ...

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    9. Man wondering what a Collateral Loan is and How it Works
      October 19, 2021

      What is a Collateral Loan and How Does it Work?

      If you’re browsing the internet looking for the right loan for you, chances are you have come across the term, “collateral”. If you don’t know exactly what it means, have no fear. In this article, we’re breaking down the word and its context as well as discussing various examples. By the end of this article, you will be well-versed in the subject of collateral as it applies to loans so you can be confident as you go forward choosing the best loan for you.

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    10. Woman wondering how she will get Through Times of Financial Hardship
      October 18, 2021

      Survive Financial Hardship: Helpful Tips to Get You Through Tough Times

      Financial hardship can happen to anyone. You can lose your job, or your business could fail—which is what happened to millions of people during the pandemic. Someone in the family got sick, and your savings went to hospital bills. Death, divorce, and disability can also change circumstances overnight. If you’re going through financial hardship, know that you’re not alone and that you can overcome this and get back on your feet. Meanwhile, these tips can help you get through the tough times.

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    11. Person breaking open piggy bank for emergency money
      October 5, 2021

      Emergency Loans for Bad Credit (Apply Online)

      Life is full of unexpected moments. Sometimes, these surprises are wonderful and welcomed. Other times, when they come in the form of an emergency, they can be stressful and frightening. Often, an aspect that makes unexpected events even more unfortunate is their cost. Emergencies tend to be expensive. Few people ...

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    12. Calendar showing date loan needs to be paid
      September 27, 2021

      Simple Ways to Budget to Pay off Your Installment Loan Early

      Finding simple ways to budget to pay off your installment loan early can seem difficult, but we've put together a list to help you get started, as well as a discussion of whether paying off your loan early is suitable for you.

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    13. Woman wondering how to pay for car repairs with no money
      September 20, 2021

      How to Pay for Car Repairs with No Money

      Are you short on money? Use a personal loan to pay for the car repairs you need today. This article will explain why getting a personal loan to pay for a car repair can take some of the weight off unexpected and prohibitive costs.

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    14. Couple getting married using a personal loan
      September 14, 2021

      Wedding Loans: How to Finance Your Wedding Day in the 21st Century

      According to a survey taken by The Knot, nowadays, couples should expect to pay around $22,500 for an average wedding. That’s a lot of money! No wonder some couples choose to go for an installment loan that is going to cover all their wedding expenses.

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    15. Date rent is due to be paid
      September 13, 2021

      How To: Pay Rent with a Credit Card

      Many people who possess credit find that, at some point in their time renting, they may be short on cash. When push comes to shove, people genuinely want to know whether or not you can practically pay rent with your credit card. In short, you technically can pay rent with ...

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    16. Family arriving in the USA hoping to build their credit
      September 8, 2021

      New to the US? How an Installment Loan Can Help Build Credit

      It is incredibly important to start building your credit history in the United States as soon as possible and getting an installment loan for that matter is one of the things that you might want to consider. A loan can help you diversify your credit mix, build a payment history, and, ultimately, pay any existing debt off faster.

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    17. Couple with bad credit asking for help
      June 2, 2021

      Best Loans For Bad Credit Borrowers (Editor's Choice)

      If you have bad credit, then you're probably going through a tough time trying to get a loan from a bank. Traditional bank loans tend to be for those with decent to excellent credit. This is because banks would rather deal with low-risk borrowers that are more likely to pay ...

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