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FAQ

Do you have a question? Simple Fast Loans has the answer. Our FAQ section is full of great information. Do you want to know how to make a budget? Or did you need to know about what to do with that 401(k)? Well, we got the answer for you.

We have compiled a list of frequently asked questions, as well as some rare ones, to help guide you through your finances. Our knowledge experts have given the best and most effective answers to your questions. You can type in your question or just search the list. If there a question we haven't answered, please feel free to contact us.

    1. Installment loans FAQ
      September 20, 2023

      What Is an Installment Loan? (Answered)

      Want to learn the basics of an installment loan? Installment loans are where you get a lump sum upfront and pay it back in fixed, scheduled payments, including both the borrowed amount and interest.

    2. A person cashing a check without an ID on their phone
      September 20, 2023

      9 Ways To Cash a Check Without ID

      Yes, you usually need some form of identification to cash a check, but there are ways to cash a check without a conventional ID including mobile apps and other methods.

    3. Man applying for a loan on his cell phone.
      September 27, 2022

      What You Need When You Apply for a Personal Loan

      Applying for loans can seem a little intimidating for some, especially when life is already throwing its demands at us and pressuring us. Yet, we need the money to get the things we need to be completed. Luckily, Simple Fast Loans makes applying for a personal loan fast and simple ...

    4. Woman wondering why her credit card application was denied.
      September 7, 2022

      Why Was My Credit Card Application Denied?

      Getting a credit card is essential for many important big purchases you’ll have to make throughout your life, so when your application for a credit card is denied, it can feel frustrating and overwhelming. Low credit score High debt Age Low income Too many recent inquiries Incorrect information on the ...

    5. Door with a reminder note to pay the rent
      June 29, 2022

      Can You Use Student Loans To Pay Rent?

      Heading to college is an exciting experience. For many young adults, college is the first time they have lived away from their families. However, it isn't the education that is the exciting part; it is being able to live on your own. TO do this, you need to find somewhere ...

    6. Money being saved for a car
      June 23, 2022

      Can You Get a Title Loan Using Your Registration?

      Curious about title loans and registration loans? Both have pros and cons. If collateralized loan are not enticing, try an installment loan.

    7. Man reading why his Loan Application May Be Denied
      March 29, 2022

      Reasons Your Loan Application May Be Denied

      Loan applications can be denied for a number of reasons, including bad credit history, unstable employment history, the minimum income requirement not being met, missing information, and a high debt-to-income ratio. If this happens, there are a few things you can do to improve your chances of being accepted next ...

    8. People looking at an installment loan agreement online.
      May 20, 2021

      How Do Installment Loans Affect Your Credit?

      How Do Installment Loans Affect Your Credit? Your credit score is much like your dating profile, except you’re not looking for love, you’re looking for money—or, I suppose, you could be looking for deep pockets on your beau. I don’t judge. Regardless, your credit score will affect how attractive you ...