FAQ

FAQ

Do you have a question? Simple Fast Loans has the answer. Our FAQ section is full of great information. Do you want to know how to make a budget? Or did you need to know about what to do with that 401(k)? Well, we got the answer for you.

Why Was My Credit Card Application Denied?

Getting a credit card is essential for many important big purchases you’ll have to make throughout your life, so when your application for a credit card is denied, it can feel frustrating and overwhelming. Low credit score High debt Age Low income Too many recent inquiries Incorrect information on the ...

TERMS AND CONDITIONS

Conditional approval is based on information contained in a pre-qualifying report from a credit reporting agency indicating that you meet the criteria for creditworthiness used to approve applications for this offer. This offer may not be extended to you if we determine that the pre-qualifying report was incorrect or you no longer meet the criteria used for this offer. Conditional approval does not guarantee final approval. Final approval is contingent upon a completed and approved application, passing fraud verification, and verification of identification, employment, income, active bank account and debt obligations. All information that you provide must be true and correct. No responsibility is assumed for incorrect information provided by the various consumer credit reporting agencies. You must be at least 18 years of age. You must provide valid government-issued, picture identification. There must be a telephone number at the residential address provided in your application. This conditional offer applies only to loans for personal, family, or household purposes. Individuals who are active duty military personnel, their spouses, and their dependents are not eligible by law.

Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account with us or one of our lenders, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver’s license or other identifying documents.

Missouri Residents: This offer is for a Small Loan, not a title loan or payday loan, even where title loan or payday loan services are also offered.

Ohio Residents:The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

South Carolina Residents: Installment loans in South Carolina are subject to customer's ability to repay.

Tennessee Residents: This offer is for a advance of credit.

Texas Residents: This is an offer for credit services from a credit access business, for an installment loan arranged through a third-party lender. This offer is also subject to lender's and CAB's verification ofeligibility and a complete and approved application.

Residents in Alaska, Alabama, Arkansas, Arizona, California, Florida, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Montana, Nebraska, Ohio, Oklahoma, Washington, Wyoming: Loans provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Loans funded by CC Connect will be serviced by Simple Fast Loans. CC Connect maintains the critical control of the Simple Fast Loans loan origination, underwriting approvals, regulatory, and compliance oversight management. Simple Fast Loans is an authorized servicer of CC Connect. This means you will maintain your CC Connect loan account through Simple Fast Loans.

What You Need When You Apply for A Personal Loan

Why Was My Credit Card Application Denied?

Can I get an Online Personal Loan to Improve my Credit Score?

Can You Use Student Loans to Pay Rent?

Can You Get a Title Loan Using Your Registration?

How Do Installment Loans Affect Your Credit?