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In the world of loans, there are so many out there it can be confusing. Do you need a personal loan? What is a line of credit? Take a deep breath, our blog is here to help. We got everything you need to know about loans and more.

The world of loans covers everything from lines of credit to installment loans. It can be hard to determine what is right for you. Our loan articles not only offer explanations about loans, but they give detailed information about how to get them and use them responsibility. A loan is a big deal. We can help make this less scary, and more understandable. Moreover, we also offer state-specific information on loans and financial assistance. Furthermore, our articles assist people in debt and with low credit scores to get financial relief. There is something here for everyone.

    1. Money and money ratio
      June 5, 2024

      What Is a DSCR Loan?

      DSCR loans can be very useful if you are involved in real estate investment. Learn more about this loan type here.

    2. 24 to 48 hour loans near me
      May 22, 2024

      How To Get a Loan in 24 To 48 Hours

      Facing a financial emergency? Discover how 24-hour loans can provide quick relief. Learn about different types of same-day loans, including personal installment loans.

    3. A woman shopping for no credit check loans
      May 15, 2024

      Beginner's Guide To Getting a First-Time Loan with No Credit

      How can you get a first-time loan if you don't have a credit rating? We have a few ways to access funding and start building credit.

    4. A sign on the front of a yard advertising a hard money loan
      May 15, 2024

      What Are Hard Money Loans?

      Learn everything you need to know about hard money loans with our guide.

    5. A computer screen showing pros and cons
      May 8, 2024

      Can I Get a Loan on a Debt Management Program (DMP)?

      Is it possible to get a loan if you're on a debt management program?

    6. man looking online for installment loans without proof of income
      May 8, 2024

      How To Get Installment Loans with No Proof of Income

      Find out how to get access to quick cash without proof of income (there are at least 5 options you might want to consider!).

    7. A woman smiling after graduating with student loans
      May 1, 2024

      Do Student Loans Affect My Credit Score?

      Find out everything you need to know about the impact student loans have on credit scores!

    8. A man shopping for a car
      April 24, 2024

      Can You Use a Personal Installment Loan To Buy a Car?

      Discover when using a personal installment loan to buy a car can be better than going for an auto loan and what the differences between the two are. 

    9. Woman describing examples of installment loans on board
      April 17, 2024

      Most Common Examples of Installment Loans and How They Work

      Learn all there is to know about installment loans.

    10. A person agreeing to a loan deferment
      April 10, 2024

      What Is a Deferred Payment? Everything You Need To Know About Deferring Payments

      Read about the pros and cons of deferring payments for a loan. Learn how these agreements offer temporary relief but require careful consideration of terms, potential fees, and long-term implications.

    11. A person shopping for a loan with no bank account
      April 3, 2024

      How To Get a Loan Without a Bank Account

      Is it possible to get a loan from someone if you don't have a current bank account?

    12. A man considering a second chance loan
      March 13, 2024

      What Are Second Chance Loans?

      Are second chance loans right for individuals with bad credit?

    13. A person paying legal fees with a loan
      January 17, 2024

      Can I Get an Online Loan for Legal Fees?

      Discover what loans for legal fees are and if taking one out would make sense in your specific case.

    14. A person exchanging a debit card for cash
      December 20, 2023

      Instant Funding to Debit Card Loans and Alternatives

      Find out everything about instant debit card loans, including how they work, their benefits, and alternative loan types to consider.

    15. The Top 5 Best Bad Credit Loans with Guaranteed Approval
      December 15, 2023

      Best Bad Credit Installment Loans with Guaranteed Approval

      A guaranteed installment loan is a type of loan where the lender assures approval, often regardless of the borrower's credit history.

    16. A person getting a loan before a small car figurine
      December 6, 2023

      Can I Use My Car as Collateral for a Loan?

      Here's how you can use your car as loan collateral to borrow money.

    17. Dog having an injection at the vet.
      November 24, 2023

      Pet Loans: How to Get Help with Veterinary Bills

      Throughout America alone, almost 70% of us own some sort of pet, whether it's a dog or cat, reptiles, birds, or other small critters. And there are so many wonderful benefits to pet ownership . Pets provide an unbreakable companionship for us as humans. They reduce stress, and it is ...

    18. How Job-is-your-credit-loans work?
      November 22, 2023

      What Is a Your Job is Your Credit Loan?

      How do "your job is your credit loans" work, and should you apply?

    19. Self Employed person inquiring about a loan.
      November 21, 2023

      Top 5 Loans for Self-Employed Individuals

      Your self-employed journey can include financing when you track your 1099 income and communicate well with your lender. Check the top 5 self-employed loans here.

    20. Welcome to Mississippi Sign
      November 8, 2023

      How To Get a Bad Credit Loan in Mississippi

      Obtaining a loan with a poor credit history is difficult but not impossible. There are other ways to qualify for a loan and lenders that are willing to look at other criteria for approval. People in Mississippi are facing financial issues each day. The state has one of the highest ...

    21. A person wondering what type of loan they need
      October 18, 2023

      Do You Need a Credit Check for an Online Flex Loan?

      Online flex loans, a flexible line of credit that allows repeated borrowing and repayments up to a fixed limit, often do not require a credit check.

    22. How To Get a Quick Loan Over the Phone
      October 11, 2023

      Loans By Phone in 1 Hour - 5 Benefits and How They Work

      Loans by phone provide a swift and hassle-free means of borrowing money.

    23. A man thinking he may need another personal loan
      October 11, 2023

      How Many Personal Loans Can You Have At Once?

      It is possible to have more than one personal loan! Even if you’ve already borrowed from the same organization, you’re perfectly allowed to borrow again.

    24. Happy couple getting a bad credit loan
      September 29, 2023

      How To Get a Small Loan, Even with Bad Credit

      It is still possible to obtain a small loan with a bad credit score. It may require some additional effort and research, but there are options available to those with lower credit scores.

    25. Welcome to Utah sign.
      September 24, 2023

      Where To Find Online Loans in Utah

      SimpleFastLoans stands out for online installment loans in Utah, offering quick access to emergency funds, exceptional customer service, and transparent loan terms.

    26. Woman thinking about international student loans
      September 13, 2023

      Can International Students Apply for Student Loans in the USA?

      Yes, international students can get student loans in the U.S. International student loans open doors for students pursuing their American dreams, providing financial support even if they don't qualify for federal aid.

    27. Need a $1,000 loan with bad credit?
      September 13, 2023

      How To Get a $1,000 Loan Fast with Bad Credit

      Yes, you can get $1,000 fast with an online installment loan, even if you have bad credit.

    28. A concerned man talking on mobile phone hoping to get an hardship loan while unemployed.
      August 30, 2023

      Hardship Loans for the Unemployed

      It's tough when you lose your job. So many people live paycheck to paycheck, so hardship loans can be a quick financial cushion.

    29. Person trying to find a direct lender for a bad credit personal loan.
      August 30, 2023

      How To Find a Direct Lender for Bad Credit Personal Loans

      So, you’ve got some blemishes on your credit report. You ran into bad luck and complications in the past. But you still need to borrow money or get a loan to cover larger purchases and the unexpected. Poor credit or black marks on your credit report make it tough to ...

    30. Breaking the wall | Getting a personal loan with no credit
      August 16, 2023

      How To Get a Personal Loan With No Credit History

      Securing a loan requires a credit history, but building one requires a loan. This guide goes over why credit matters, how to get loans without it, and ways to build credit. Whether you need fast funds or long-term credit, this article shows there are ways to solve the puzzle and find solutions for your financial needs.

    31. A patient using personal loan to cover medical bills
      August 16, 2023

      Can I Pay Medical Bills with a Personal Loan?

      Unexpected medical bills can create stress. Personal loans offer relief with fixed amounts repaid through manageable installments. Strategies like emergency funds, negotiation, payment plans, and medical bill advocates help tackle medical costs, enabling recovery without financial worries.

    32. A woman contemplating alternative credit options
      August 9, 2023

      How Installment Loans Compare to Alternative Credit Options

      Unlike many alternative financing options, installment loans provide unsecured borrowing with equal payments over a set period.

    33. Navigating online personal loans
      July 12, 2023

      A Guide To Applying for a Personal Loan Online | Navigating the Application Process

      When it comes to personal loans, Simple Fast Loans is a proven lender with a great track record, but here are some helpful tips to make sure the application process is smooth.

    34. Emergency Funding from Simple Fast Loans
      June 28, 2023

      The Distinct Advantages of Simple Fast Loans for Emergency Funding

      Simple Fast Loans understands that the sooner you get your hands on the money, the better. That’s why the company has come up with a quick and simple online application process.

    35. Personal loans vs. traditional loans billlboard
      June 21, 2023

      Fast Personal Loans vs. Traditional Loans: Which Is Better?

      With Simple Fast Loans, you can skip the arduous process and receive the financial assistance you need promptly. The streamlined approach ensures a smooth and efficient experience; whereas, with a traditonal loan you may be waiting weeks.

    36. Dos and don't for finding a same-day loan in Florida
      June 7, 2023

      What to Consider for Same-Day Loans in Florida

      Simple Fast Loans offers many same-day loan options to people living in Florida and will always make sure your loan offer is clear and that your repayment schedule fits your needs — just make sure to follow those dos and don’ts!

    37. Person smashing piggy bank
      May 31, 2023

      Emergency Loans Online with No Credit Check

      Life is full of surprises but Simple Fast Loans can be your Plan B to handle emergencies that are bound to happen. Emergencies can make you feel out of control and a personal loan from Simple Fast Loans can put some control back into your hands.

    38. Personal loans without collateral
      May 24, 2023

      Collateral-Free Cash: Your Guide To Securing Personal Loans Without Collateral

      Simple Fast Loans is an online lender that won’t require any collateral from you to secure the loan. Simply fill in the easy inquiry form online, immediately get a loan decision, and receive the money you need in the shortest timeframe.

    39. Small dollar loans with Simple Fast Loans
      April 19, 2023

      Small Personal Loans for Bad Credit

      This article showcases lenders like Simple Fast Loans that don't require good credit for a small dollar loan.

    40. How to get approved for an auto repair loan with bad credit
      April 19, 2023

      How To Get Instantly Approved for an Auto Repair Loan with Bad Credit

      Borrowers can take advantage of an auto repair loan from Simple Fast Loans if they need to get tires replaced, brakes repaired, or even something major like a powertrain refurbished.

    41. Loan approval screen for Simple Fast Loans showing on a laptop.
      April 5, 2023

      Fast Cash Online | The Best Loans for Same-Day Approval

      There are quite a few options available for fast, same-day cash. An installment loan from Simple Fast Loans is a great choice. The application process is fast and easy. The loan decision is provided instantly.

    42. Person sitting on a couch researching the pros of online loans with direct lenders
      March 1, 2023

      The Pros of Online Loans with Direct Lenders

      Direct lenders offer a convenient advantage to traditional lending methods in several ways. Here are all the pros you can look forward to if you choose a direct lender for your quick cash needs.

    43. Person using their phone to search how to get a loan online
      February 23, 2023

      How To Get a Loan Online Instantly Within Minutes

      Getting a loan online might be the top of your priorities if you’re experiencing a financial emergency. Here’s when you might want to consider an online loan, your options, and how to get one.

    44. Neon Sign reading No Credit Check
      February 22, 2023

      Where You Can Get Personal Loans with No Credit Check

      It is more challenging for people just starting to build their credit score to qualify for practically any type of loan. That is because it would be difficult for the bank or any other lender to evaluate how risky of a borrower they are. Thankfully, there are ways to get cash fast, even for people with little credit. These are the 'no-credit-check loans.'

    45. Person wondering Where You Can Find Online Loans for Poor Credit
      February 15, 2023

      Where You Can Find Online Loans for Poor Credit

      Some lenders are willing to help even people with poor credit. Simple Fast Loans, for example, is a fully licensed financial services company that offers installment loans to individuals with less-than-perfect credit scores.

    46. Person smiling using smartphone
      February 7, 2023

      Where You Can Get Quick Loans with Same Day Cash

      Life can hit you with an emergency out of the blue, and when it does, you might require fast cash to tide you over for the time being. When disaster strikes, it leaves you wondering, “Where can I get quick loans with same day cash?” SimpleFastLoans is your go-to resource ...

    47. Couple reading a guide on how personal loans work.
      February 1, 2023

      A Guide on How Personal Loans Work

      For many Americans, finding financial support means applying for a credit card or traditional bank loan yet there is another option – personal loans. Personal loans, also known as signature loans, are an increasingly popular way to cover short-term expenses and cover unexpected bills.

    48. Person using a cell phone to find out where to find emergency same day loans online.
      February 1, 2023

      Where Can You Find Emergency Same-Day Loans Online?

      If you're ever caught in an urgent financial situation, you may have to borrow money at the last minute. Luckily, some lenders specialize in same-day loans. These loans can help you in an emergency, but it is important to understand the terms and conditions before committing to a loan. Personal, ...

    49. Person using a laptop looking for a loan.
      January 17, 2023

      Loans for the Recently Unemployed

      Unemployment is a challenging obstacle to face. Going from a stable situation to an unstable one is harrowing and finding your feet again may take some time. It's even worse when relentless bills continue to pile up. So, here are some of the best loans you can rely on if ...

    50. Text that states no credit? with a hand holding a marker.
      January 11, 2023

      Best Loans for People with No Credit History

      It's essential to have good credit. Good credit can get you better deals on many things, but it is also necessary to help you buy a car, get into an apartment, and especially buy a home. Beyond having good credit, it's good to have any credit; having no credit is ...

    51. Person looking through documents hoping they can use a loan to pay their bills
      January 11, 2023

      Loans for Bills: 3 Reasons Why Americans Borrowed Money in 2022

      Bills are a natural part of life, and when trouble hits, it may impact your ability to pay. If you're struggling to handle your bills, it might be time to consider an installment loan to cover your expenses.

    52. Person smiling at the camera wanting to what signs mean a lender is reliable
      January 4, 2023

      Signs Your Loan Is from a Reliable Lender

      Getting a loan is a major decision, and you don't want to be scammed. Therefore, you always want to ensure you build a trusting relationship with your lender. Creditors who aren't on the up and up can overcharge you and harm your financial situation rather than help it. Here are ...

    53. Person using a tablet to find the fastest emergency loans for bad credit.
      December 28, 2022

      The Fastest Emergency Loans for Bad Credit

      Personal loans can be used to pay for unexpected expenses such as medical bills or home repairs and to consolidate debt. However, lenders will often do a credit check before approving a loan. So, what can you do or where can you go if you need better credit? Lending options ...

    54. Lady holding her child in low-income area
      December 22, 2022

      What You Need To Know About Low-Income Loans

      Many people think that if an individual does not have a valuable asset (like a vehicle) or proof of sufficient income, it will be impossible for them to obtain a loan. But if that's the case, what options are people with low income left with? The good news is that ...

    55. Person finding out the easiest way to get a personal loan with Simple Fast Loans.
      December 14, 2022

      The Easiest Personal Loan to Get Right Now

      Many personal loans are available, both in-person and online, but which one is right for you? Here's the easiest personal loan you can get right now. SimpleFastLoans offers installment loans and personal loans for when you need fast cash in emergencies. Their simple, quick approval process ensures you'll quickly get ...

    56. Man in yellow hoodie using a laptop wondering if he can get a loan as he is unemployed.
      December 7, 2022

      The Best Personal Loans for the Unemployed

      A personal loan can help you finance a big purchase or pay off your credit card debt. Getting a personal loan may seem to be a difficult task if you are unemployed, but this is not always the case. If you are unemployed or do not have traditional proof of ...

    57. Note that reads
      November 30, 2022

      Quick Emergency Same Day Loans

      Emergencies arise when you least expect them to. That makes the financial end of emergencies so hard to prepare for. Depending on the emergency you find yourself in, you may need a good chunk of money that exceeds what you have in your savings account. This can be problematic when ...

    58. Person using a laptop to find out how to get a Christmas loan with bad credit
      November 30, 2022

      How To Get a Christmas Loan with Bad Credit

      When we think of Christmas, we think of a festive, giving, and cozy holiday. However, for all its wonder, Christmas can often be a costly time of year. After all, it is called the season of giving and giving costs money. The good news this holiday season is that gift-giving ...

    59. Street in Michigan town.
      November 16, 2022

      How To Get Personal Loans in Michigan

      Inflation is at an all-time high, and the people of Michigan are feeling the pinch. Experts estimate that the rising cost of food, gas and other basic needs adds up to an extra $400 a month. As a result, even people with good jobs struggle to make ends meet, with ...

    60. A quarter of Arkansas on US dollar bills.
      November 9, 2022

      Access to Personal Loans in Arkansas

      Today's world can be chaotic and uncertain. That becomes even more stressful when someone suddenly has to go to the hospital or your only car to go to work breaks down. You must consider your options when faced with this type of problem. Those who face an emergency may not ...

    61. Waving flag of Arizona state on a American dollar money background
      November 2, 2022

      How To Get a Personal Loan in Arizona

      Arizona is a great place to live in. Aside from the sunny weather and fresh air, it has one of the fastest economic growth rates in the United States. This has created many job opportunities, a lower cost of living, and a higher average income. However, life can bring personal ...

    62. Man who urgently needs a loan and has bad credit.
      October 19, 2022

      How To Get Urgent Loans for Bad Credit

      Planning only goes so far, and you may need urgent funding while having less-than-perfect credit. While this can complicate the process, it doesn't mean you're out of luck when you need it the most. To get an urgent loan with bad credit: Seek out lenders that work with bad credit ...

    63. Student in a classroom wondering about student loans.
      October 12, 2022

      7 Types of Personal Loans for Students

      If you need help paying for college, federal loans and financial assistance are two good choices. But if those sources don't cover all your college expenses, you may be thinking about whether you should bridge the gap by taking out a personal loan. There are many personal loan options, but ...

    64. Personal loan moneybag on computer
      October 5, 2022

      What Are the Benefits of a Personal Loan?

      A personal loan is a unique financial tool you can leverage to improve your situation. While there are plenty of lending options, personal loans are a favorite for many and offer many advantages. The financial benefits of obtaining a personal loan include: A higher borrowing limit Availability of loan options ...

    65. Man finding out how to get a same day loan for financial emergencies
      September 20, 2022

      Same-Day Loans for Financial Emergencies

      Six out of ten Americans do not have enough savings to cover a $500 to $1,000 expense. They are living paycheck to paycheck. They are not financially prepared for any unexpected expenses. The loan process can be challenging to navigate and take days to complete. Simple Fast Loans online application ...

    66. Funeral plan with a funeral loan.
      September 20, 2022

      Funeral Loans: What You Need To Know

      A funeral loan is a personal loan designed to cover funeral and burial expenses.

    67. Woman looking for a loan with no job
      September 12, 2022

      Loans for People with No Income

      Loans for People with No Income Everyone dreams of home ownership. Vehicle purchases are necessary for errands. Everyone can have unexpected expenses and financial emergencies. Many of these purchases require individuals to borrow money. It is an added challenge if you do not have a traditional income. Individuals with non-traditional ...

    68. Mother and child making toast
      September 7, 2022

      Best Loans for Single Parents

      Being a single parent can be hard. Whether by choice or not, you’ll likely be paying for medical care, childcare, and more. Thankfully, there are different loan solutions for single parents, such as installment loans, to help you through it.

    69. Person finding out the fastest way to get a loan.
      August 31, 2022

      The Fastest Way To Get a Loan

      Life happens. Emergencies and unexpected expenses can pop up at any time. But few people are financially prepared for the worst of them. Approximately 51% of Americans have $5,000 or less in their savings accounts. This isn't much to cover major emergencies and living expenses if someone's regular income stops. ...

    70. Cash from an installment loan in Texas
      August 17, 2022

      How To Get an Installment Loan in Texas

      There are many ways to borrow money in Texas, but installment loans remain one of the most popular options. That’s because you’ll find installment loans helpful for many reasons, especially with their benefits. Installment loans are loans that you can repay in regular installments. Each repayment goes towards the principal ...

    71. Indiana State Capitol Building in Indianapolis, Indiana, USA.
      August 10, 2022

      How to Find Loans in Indiana

      The loan industry has become more competitive, and many avenues exist for those with both good and bad credit in Indiana. There are several ways an Indiana resident can get a smaller loan to help with an emergency without going to a bank. Getting a Loan in Indiana Besides asking ...

    72. Farmer tending to his cows.
      June 14, 2022

      Farmers Loans | What They Are and How To Use Them

      Farmers have access to various great loans that can help them expand their farms, keep them running smoothly, or even help them get back on their feet when hard times strike, including Direct Farm Loans and Farm Ownership Loans through the United States Department of Agriculture, and installment loans.

    73. Mother working out cost of daycare on her laptop.
      June 14, 2022

      How To Obtain Daycare Loans And Assistance

      Having a child is expensive. You have the cost of feeding and clothing for your child. However, you also have more 'hidden' costs. Nobody starts thinking about daycare costs, for instance, until it is too late. This can easily be several hundred dollars per week without assistance. Thankfully, there are ...

    74. Couple high fiving after Obtaining a Personal Loan.
      January 5, 2022

      Benefits of Obtaining a Personal Loan

      Personal loans enable you to quickly obtain money for emergency expenses, planning large events, and even debt consolidation, making them one of the best loans someone can apply for when they are in a pinch. This article will detail the key benefits of obtaining a personal loan, why they matter, ...

    75. Man holding clipboard with sign saying Secured or Unsecured Loans?
      December 7, 2021

      Is a Personal Loan Secured or Unsecured?

      Simple Fast Loans offers personal loans that are unsecured. Read the blog to learn more about that!

    76. Man wondering why people take out installment loans.
      October 11, 2021

      10 Reasons People Take Out Installment Loans

      We’re exploring the most common reasons that people take out installment loans.

    77. Person breaking open piggy bank for emergency money.
      October 5, 2021

      5 Types of Bad Credit Emergency Loans

      Life is full of unexpected moments. Sometimes, these surprises are wonderful and welcomed. Other times, when they come in the form of an emergency, they can be stressful and frightening. Often, an aspect that makes unexpected events even more unfortunate is their cost. Emergencies tend to be expensive. Few people ...